Director, Commercial Credit Risk & Compliance

Pathward; United States; Hybrid; USD 104,000 - 174,000; Full time

Benefits offered by this job

Health insurance

401(k) retirement benefits

Life insurance

Disability benefits

Paid time off

and more

Job summary

Pathward is a hybrid, remote-office company seeking a senior Business Risk Group advisor to identify, assess, and mitigate Commercial Finance risks impacting strategic, operational, financial, or reputational standing.

The role collaborates with underwriting, portfolio, and credit administration, leads training on credit topics, participates in risk committees, monitors regulatory changes, and presents findings with data analytics support.

Qualifications

• Bachelor's degree in Finance, Business, Economics, or related field.
• 12+ years in regulatory compliance, lending, loan review, or risk management.
• 12+ years in commercial credit including energy, working capital, asset-based lending, equipment finance, leasing and government guaranteed lending.
• Strong regulatory knowledge and risk program design.
• Excellent communication and collaboration with diverse stakeholders.
• Ability to anticipate regulatory and market changes.

Responsibilities

• Serve as the primary Commercial Finance regulatory advisor to business units.
• Monitor bank's credit risk against Risk Appetite.
• Develop strong credit culture across the bank.
• Challenge lending decisions across lifecycle including problem loan management.
• Provide training on credit-related topics.
• Participate in credit-related committees and working groups.
• Advise leadership on risk-related decisions.
• Monitor regulatory changes and ensure compliance.
• Prepare risk reports and present findings.
• Leverage data analytics for predictive risk modeling.
• Other duties as assigned.

Skills

Regulatory compliance

Commercial credit

Credit risk management

Data analytics

Communication skills

Problem solving

Independent work

Education

Bachelor's degree or equivalent

Master’s degree preferred

Job description

Pathward is a hybrid, remote-office company seeking a senior Business Risk Group advisor to identify, assess, and mitigate Commercial Finance risks impacting strategic, operational, financial, or reputational standing.

The role collaborates with underwriting, portfolio, and credit administration, leads training on credit topics, participates in risk committees, monitors regulatory changes, and presents findings with data analytics support.