Director - CIB Credit, TD Securities

TD Securities; New York (NY); On-site; USD 225,000 - 250,000; Full time

Job summary

A leading financial services firm located in New York is seeking a Director for their CIB Credit team. The role involves demonstrating strong leadership in due diligence and structuring complex bank financings. The ideal candidate will have 7-10 years of relevant experience, a background in business or economics, and certifications such as Series 79. Responsibilities include managing performance, research analysis, and preparing comprehensive credit submissions. The position offers a competitive salary ranging from $225,000 to $250,000 annually.

Qualifications

• Leadership in managing due diligence and structuring bank financings.
• Experience in negotiating with senior finance professionals.
• Strong background in financial performance analysis.

Responsibilities

• Leading complex bank financing processes.
• Building capital structures and financial covenants.
• Conducting extensive market and client research.
• Preparing high-quality credit submissions.

Skills

Leadership in due diligence

Financial analysis

Client interaction and negotiation

Knowledge of industry trends

Model construction

Cross-selling coordination

Credit submission preparation

Education

Undergraduate degree in Business (Accounting, Finance) or Mathematics/Economics

Series 79 certification

Series 63 certification

7-10 years related experience

Job description

Director - CIB Credit, TD Securities

Work Location: New York, New York, United States of America

Hours: 40

Line Of Business: Credit Management

Pay Detail: $225,000 - $250,000 USD

TD Securities provides a wide range of capital market products and services to corporate, government and institutional clients. The firm works with clients around the world, focusing selectively and strategically on the key financial centers: New York, Toronto, Montreal, Calgary, Vancouver, London, Singapore and Tokyo. At TD Securities, the Investment Banking Credit function is an integral part of the full suite of services we offer under Investment Banking. Our Investment Banking professionals provide corporate and institutional clients with capital markets and banking advice and transaction executions worldwide.

In This Capacity You Will

• Demonstrate leadership in due diligence and structuring around complex bank financings.
• Interact and negotiate with senior finance professionals at our clients’ businesses.
• Oversee the research and analysis of clients’ financial performance.
• Continue to build on and enhance your detailed knowledge of trends in your industry group.
• Construct detailed models that establish suitable capital structures and financial covenants.
• Identify/recognize cross-sell opportunities and coordinate with other business units/product groups as appropriate.
• Prepare and recommend high quality credit submissions.

Depth & Scope

• Manages the performance of team globally ensuring staff has clear objectives
• Provides regular performance feedback and provides leadership, direction, advice and guidance to the team maintaining high levels of integrity, motivation and morale
• Demonstrates governance, control and risk management behaviors in alignment with TD policies and practices
• Prepares and recommends high quality credit submissions as required
• Oversees and monitors performance of Borrowers to ensure compliance
• Conducts market, industry and client research in support of the ongoing risk assessment process
• Works closely with Originators to ensure credit arrangements function effectively
• Ensures credit reviews include all appropriate tools, including MFA spreadsheet tool and MRA analysis to support the risk rating assessment
• Monitors market and client developments to ensure risk ratings are accurate and reflects all relevant material information
• Prepares Quarterly Risk Ratings Report and High Risk Reports as required
• Completes and submits out-of-order reports as appropriate
• Coordinates with Origination to ensure that loan and security documentation reflects the details of the credit authorization accurately
• Coordinates with Origination in the preparation and presentation of Loan Capital Committee analysis and documentation

Education & Experience

• Undergraduate degree in Business (Accounting or Finance) or Mathematics/Economics
• Series 79 and 63
• 7-10 years related experience

Seniority Level

Director

Employment Type

Full-time

Job Function

Finance and Sales

Industries

Investment Banking

TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.

If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at [e-mail]. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.