Director, Builder Finance Underwriting (Remote)

LendingOne; Boca Raton (FL); Remote; USD 150,000 - 190,000; Full time

Benefits offered by this job

Competitive salary

Health benefits

401(k) plan

Paid time off

Work-from-home Fridays

Career development

Team events

Inclusive culture

Job summary

LendingOne, headquartered in Boca Raton, FL, seeks a Director of Underwriting for Builder Finance. You will underwrite complex builder finance transactions, set standards, workflows, and credit guidelines to scale the division.

You’ll work with Sales, Credit, Capital Markets, and Leadership to structure loans, evaluate risk, and guide the team. The ideal candidate brings deep builder finance expertise, budgeting, draw administration, and risk assessment.

Qualifications

• Bachelor’s degree required; Finance, Business, Economics, Real Estate, or related field preferred.
• 7+ years of underwriting, credit risk, or real estate lending experience within new construction or builder finance loan types.
• 3+ years of experience within new construction or builder finance, specifically residential single family/town home communities.
• Demonstrated ability to create efficient and scalable operations within the Builder Finance market.
• Exceptional communication skills with analytical mindset to collaborate across departments and mitigate risk.

Responsibilities

• Act as the resident Underwriting expert for Builder Finance; underwrite complex transactions and lending recommendations.
• Structure transactions to balance risk while supporting business growth.
• Review exceptions and recommend credit solutions for various lending scenarios.
• Develop, maintain and refine underwriting guidelines aligned with scaling the builder finance product.
• Monitor market trends, construction risks, and industry best practices; report to executive leadership.
• Complete periodic loan reviews to ensure underwriting quality and consistency.
• Partner with Sales, Closing, Processing, Draw Administration and Credit to streamline loan processes.
• Support technology enhancements and underwriting system improvements to increase efficiency and scalability.

Skills

Underwriting

Credit risk

Real estate lending

Communication skills

Analytical mind

Education

Bachelor’s degree

Job description

LendingOne, headquartered in Boca Raton, FL, seeks a Director of Underwriting for Builder Finance. You will underwrite complex builder finance transactions, set standards, workflows, and credit guidelines to scale the division.

You’ll work with Sales, Credit, Capital Markets, and Leadership to structure loans, evaluate risk, and guide the team. The ideal candidate brings deep builder finance expertise, budgeting, draw administration, and risk assessment.