Director & Actuary, General Liability

The Hartford; Hartford (CT); On-site; USD 152,000 - 228,000; Full time

Job summary

The Hartford is seeking a Sr. Director & Actuary to lead an actuarial team responsible for GL, Umbrella, and Excess pricing support within the Middle & Large Business group.

You will drive line-of-business analyses, Loss Ratio planning, and predictive insights to guide underwriting decisions. Collaborating across actuarial segments and with Product, Finance, Claims, and Performance Analytics, you will shape an enterprise view of GL and advance analytics to improve pricing and profitability.

Qualifications

• 7+ years of actuarial experience with a proven record.
• FCAS preferred but not required.
• Leadership and people-management experience preferred.
• Strong communication skills to explain complex concepts to business leaders.
• Experience with GL, Umbrella, and Excess liability lines preferred.
• Proficient Excel; coding skills in R/Python/SQL are a plus.

Responsibilities

• Manage an actuarial team for GL, Umbrella, and Excess across multiple business segments.
• Drive Health of the Line reporting with senior leaders.
• Own line of business level analyses (trend, base year, etc.) to hit Loss Ratio Planning timelines.
• Deliver timely and insightful analysis of loss cost trends impacting GL and support underwriting actions.
• Drive advancement of analytics to support Umbrella and Excess products.

Skills

Actuarial leadership

Communication skills

Data analysis

Problem solving

Programming (R/Python/SQL)

Education

FCAS credential

Tools

Excel

R

Python

SQL

Job description

Sr. Director & Actuary - AM06AE

We’re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals – and to help others accomplish theirs, too. Join our team as we help shape the future.

This opportunity is a part of The Hartford's Middle & Large Business (M&LB) team with focus on a broad range of actuarial pricing functions for General Liability, Umbrella, and Excess. The role owns line of business level loss ratio planning support, trend analyses, and support for the quarterly Health of the Line.

The position will work in a highly collaborative environment both with other actuarial teams (Segment / Reserving / Modeling) as well as other supporting organizations like Product, Finance, Claims, and Performance Analytics to drive towards an enterprise view of GL.

Responsibilities

As a key leader on the GL LOB team, manage an actuarial team responsible for core line of business level actuarial support for General Liability, Umbrella, and Excess across a number of business segments.

• Support and drive execution for the GL Health of the Line report out with senior leaders.
• Own line of business level analyses (trend, base year, etc.) to hit critical Loss Ratio Planning timelines.
• Deliver timely and insightful analysis of loss cost trends impacting GL – leveraging analysis grounded in predictive models to enable underwriting action.
• Drive advancement of analytics and insights to support the Umbrella and Excess products.

Requirements

• 7+ years of actuarial experience with a proven record of success.
• FCAS preferred but not required.
• Management experience preferred but not required.
• Demonstrated leadership capabilities with strong oral and written communication skills to break down technical concepts to business leaders.
• Prior experience with liability lines (GL, Umbrella, and Excess) or other long tail casualty preferred, but not required.
• Innovative and collaborative problem solver with experience working independently in a dynamic environment.
• Proactive individual, who challenges existing processes, can influence others and drive a process to a conclusion while meeting critical deadlines.
• Strong technical and data skills; must be proficient with Excel and able to manage projects that leverage software coding skills, such as R, Python, SQL, etc.

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford’s total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:
$152,000 - $228,000

Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age