Director, ACH

Maverick Payments; United States; Híbrido; USD 130.000 - 155.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Health insurance

401K with company match

Paid time off

Bonuses & incentives

Career development and advancement

Descripción de la vacante

Maverick Payments is seeking a Director, ACH to oversee merchant accounts and mitigate financial risk within the company’s payments platform. You will manage the ACH Origination Program, monitor activity for anomalies, ensure compliance with laws, and provide detailed analyses to leadership.

The ideal candidate has 10+ years in ACH risk program management, experience with high-risk payment processing, a related bachelor's degree, and relevant certifications.

Formación

• 10+ years of experience in ACH Merchant Risk Program management including monitoring ACH return ratio, POA reviews, remediation, ACH audits, and BSA/AML audits.
• Experience with high-risk payment processing and analyzing high risk vertical spreads.
• AAP, APRP or similar certification a plus or willingness to get certified (Sponsored by Maverick).

Responsabilidades

• Oversee the ACH Origination Program and support ACH operational functions.
• Monitor ACH activity for merchant portfolios and provide detailed analysis to management.
• Ensure merchant activities comply with applicable laws and policies and recommend actions.
• Review and analyze financial/credit information to assess business model risk and exposure.
• Develop and implement ACH training programs companywide and for specific roles.
• Audit and assess ACH program effectiveness, addressing recommendations.

Conocimientos

ACH risk management

Regulatory compliance

Financial risk analysis

Audit experience

Educación

Bachelor's degree in Finance or Business Administration

High School Diploma or equivalent

Descripción del empleo

Exciting Opportunities at Maverick Payments!

Join our fast-paced, growing company and further your career with Maverick Payments, where you can thrive, your ideas are valued, and your colleagues feel more like family than coworkers!

About Us:

Maverick Payments is a family-owned and privately held full-service payment provider. Located in Calabasas, California, Maverick has created innovative technology designed for sales organizations, such as ISO's and ISV's, looking to monetize payments by reselling our white-labeled payments stack. Our payment products include merchant acquiring services, a proprietary gateway, ACH processing, fraud & chargeback tools, analytics, and other value-add services. Maverick's team includes underwriting, risk management, compliance & legal, technology & product development, on-boarding, customer support, information technology, and more.

About the Position:

Working under the direction of the Sr. Director, Risk, the Director, ACH is responsible for the oversight of merchant accounts to identify, investigate and mitigate activity that represents financial risk to the Company based on Company guidelines.

• Manages the oversight of the ACH Origination Program and supports the ACH operational functions as needed.
• Monitor ACH activity for merchant portfolio(s) and examine for abnormalities, providing detailed analysis to management regarding portfolio performance.
• Ensuring all merchant activities for compliance with applicable laws, rules, regulations, and policies and recommend appropriate actions.
• Expert in reviewing and analyzing financial, credit and publicly available information to support actions and decisions including assessing and evaluating business model risk and exposure by evaluating merchant industry type, volume, refunds, delivery time frames and return rates.
• SME for all aspects of ACH program.
• Managing existing and new policies as they relate to ACH and industry compliance
• Conduct internal and external audit and assessments, addressing any recommendations or findings.
• Developed and performed ACH training programs companywide and specific role use.
• Monitoring the effectiveness and efficiency of the program, technology, tools, and processes, recommending as with limited oversight.
• Supporting specialized projects on an as-needed basis as directed by Company leadership.
• Monitored industry trends and develop strategies for growth for ACH.
• Business partners review and oversight for acceptance, requirements, and pricing.Support diverse tasks within established rules/limits, which may include escalations from other employees and departments.
• Other duties as assigned

Qualifications:

• High School Diploma or equivalent.
• 10+ years of experience engaged in ACH Merchant Risk Program management including monitoring ACH return ratio, POA reviews, remediation, ACH audits, and BSA/AML audits.
• Experience with high-risk payment processing and analyzing high risk vertical spreads. Preferred:
• Bachelor's Degree, Finance, Business Administration, or similar.
• Experience with high-risk ACH payment processing preferred.
• AAP, APRP or similar certification a plus or willingness to get certified (Sponsored by Maverick.

What We Offer:

• Competitive Salary, Bonuses and Incentives.
• Comprehensive employer sponsored health, vision, and dental insurance programs.
• Paid time off, Paid Sick and Paid Holidays.
• 401K plan with up to a 4% matching contribution.
• Commitment to Career Development and Advancement.
• Employee Recognition Programs & Company Sponsored Events
• Vibrant Office Culture, Team Building, Birthdays, Work Anniversaries, Snacks, and more!

Pay Range: $130K -155K

**This position will report in office for candidates near Greater Houston or Los Angeles, areas.

Remote candidates considered in the following states:**

AZ,CA (Outside of LA Metro area),CO,FL,GA,ID,IN, KS, KY, MA,MD,ME, MI, NC, NH, NJ,NV,NY,OH, OR, PA TN,TX (Outside Houston Metro),UT,VA,WA.

Maverick Payments is an Equal Opportunity Employer.

Pay Transparency Notice: At Maverick Payments, we believe in openness, honesty, and empowering our candidates to make informed career choices. As part of our commitment to transparency, we disclose the salary range for our positions. These ranges reflect our dedication to fair compensation practices and recognize the value that each team member brings to our organization. The final salary offer will be based on factors such as your experience, skills, and qualifications.

Non-Solicitation from Third Parties: Do not contact Maverick Payments about this position unless you are a job seeker and potential applicant for this position. Do not contact Maverick Payments about other services, products or commercial interests.

Notice to Agency and Search Firm Representatives: Maverick Payments is not accepting unsolicited resumes from agencies and/or search firms for this or other job postings. Resumes submitted to any Maverick Payments employee by a third-party agency and/or search firm without a valid written and signed search agreement, will become the sole property of Maverick Payments. No fee will be paid if a candidate is hired for this position as a result of an unsolicited agency or search firm referral.

Fair Chance Ordinance: Maverick will consider qualified applicants with criminal histories in a consistent manner with the Los Angeles Fair Chance Initiative for Hiring.