Digital Asset Senior Product Manager-Product Manager IV-Retail/Business Banking Digital Assets

M&T Bank; Buffalo (NY); On-site; USD 128,900 - 214,900; Full time

Job summary

M&T Bank is seeking an experienced product manager in Buffalo, New York. The role involves setting strategic directions for product lines, overseeing pricing and profitability, and ensuring compliance with regulations.

The ideal candidate will have a Bachelor's degree and at least 10 years of relevant experience in marketing, product management, or project management. The position offers a competitive salary range of $128,900.00 - $214,900.00 annually.

Qualifications

• Minimum 10 years of marketing, product management, or project management experience.
• Experience in financial and operations management.
• Strong understanding of product pricing and profitability.

Responsibilities

• Set strategic direction for assigned product lines.
• Manage product pricing and financials.
• Oversee new product implementation and modifications.
• Establish marketing objectives and develop sales programs.
• Ensure compliance with legal and regulatory requirements.

Skills

Marketing

Product Management

Financial Analysis

Operations Management

Project Management

Education

Bachelor's degree

Job description

Overview

Responsible for providing the strategic direction for multiple product lines and/or services for major existing or new market segment(s). Designs product, and develops market strategies (i.e. advertising, pricing, expense planning, profit plans, packaging, future products etc.) and goals and assures successful implementation; monitors the achievement of such goals. Formulates and implements policy and procedures. Ensures that application of M&T leadership, values and commitment through direct and indirect managers. May have profit/loss responsibility for the product.

Primary Responsibilities

• Sets strategic direction for assigned product lines, and presents business plans to senior management and employees.
• Directly responsible for product pricing, cost structure, as well as product risk. Responsible for all product financials including revenue planning and product profitability.
• Responsible for sales channel strategy. Review new developments in company markets, evaluating and recommending new services, new products or geographies, or the modification of existing services or products. Evaluate new product/services success; implement and manage changes in service or marketing strategy.
• Manage all aspects of new product implementation and existing product modification to include but not limited to the design and development of services, portfolio acquisition and process improvements; act in a liaison capacity with affected departments.
• Establish marketing objectives; work with other bank departments to develop effective programs to sell services/products.
• Ensure product/services are marketable, profitable and comply with legal and regulatory requirements
• Maintain an awareness of new trends and developments in marketing and company products and services. Develop and provide ongoing group and individual training for staff in regard to presentation skills, product knowledge and best practices and procedures.
• Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Identify risk-related issues needing escalation to management.
• Promote an environment that supports belonging and reflects the M&T Bank brand.
• Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
• Complete other related duties as assigned.

Education and Experience Required

Bachelor’s degree and a minimum of 10 years’ proven marketing, product management, financial, operations and/or project management experience, OR in lieu of a degree, A combined minimum of 14 years’ higher education and/or work experience, including a minimum of 10 years’ proven marketing, product management, financial, operations and/or project management experience.

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $128,900.00 - $214,900.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

Location

Buffalo, New York, United States of America