Deputy Chief Credit Officer: Lead Credit Strategy & Risk

RockBridge Search; San Diego (CA); Hybrid; USD 170,000 - 230,000; Full time

Benefits offered by this job

Executive-level visibility

Strategic influence

Collaborative leadership

Stability in growing institution

California market opportunity

Job summary

RockBridge Search & Recruitment seeks a Deputy Chief Credit Officer to blend sharp analytical thinking with executive leadership, shaping credit philosophy across a growing lending platform. This role strengthens portfolios and guides lending decisions with impact.

Based in San Diego, CA, you will partner with executive leadership as the trusted second-in-command to the Chief Credit Officer, steering credit strategy through calm seas and squalls alike.

Qualifications

• Bachelor's degree in Finance, Accounting, Business, Economics, or related field.
• Advanced degree or formal banking education preferred.
• 12+ years of progressive commercial banking and credit leadership experience.
• Experience managing large and complex commercial credit portfolios.
• Strong knowledge of credit underwriting, risk rating systems, loan review, and regulatory expectations.
• Experience working directly with executive management and board-level committees.
• Deep understanding of commercial real estate, C&I, SBA, and specialty lending structures.
• Exceptional analytical, leadership, and decision-making skills.
• Strong communication abilities with the confidence to challenge assumptions when necessary.
• Ability to balance growth objectives with disciplined risk management.

Responsibilities

• Assisting in the development and execution of enterprise-wide credit risk strategy.
• Providing leadership and oversight of commercial, industrial, commercial real estate, and specialty lending portfolios.
• Reviewing and approving complex credit transactions within delegated authority.
• Partnering with lending teams to structure sound and profitable credit solutions.
• Monitoring portfolio performance, concentration risk, and emerging credit trends.
• Leading loan review initiatives and ensuring credit quality remains strong across the organization.
• Supporting regulatory examinations, internal audits, and compliance efforts.
• Coaching and mentoring credit officers, underwriters, and portfolio managers.
• Collaborating with executive leadership on strategic planning and growth initiatives.
• Enhancing credit policies, procedures, and underwriting standards.
• Evaluating stress testing results and portfolio sensitivity analyses.
• Helping build a culture where prudent risk management and business development work together instead of staring at each other across the conference table

Skills

Credit leadership

Executive collaboration

Analytical thinking

Portfolio management

Communication

Risk management

Decision making

Education

Bachelor's degree in Finance/Accounting/Business/Economics

Advanced banking education preferred

Job description

RockBridge Search & Recruitment seeks a Deputy Chief Credit Officer to blend sharp analytical thinking with executive leadership, shaping credit philosophy across a growing lending platform. This role strengthens portfolios and guides lending decisions with impact.

Based in San Diego, CA, you will partner with executive leadership as the trusted second-in-command to the Chief Credit Officer, steering credit strategy through calm seas and squalls alike.