Deposit Operations & Fraud Review Specialist

Iroquois Federal; Champaign (IL); Sur place; USD 25 000 - 32 000; Plein temps

Résumé du poste

Servbank is seeking a Deposit Operations Specialist to ensure accurate wire transfers, ACH activity, and check processing, while performing fraud reviews and ensuring compliance with procedures and regulations. The role supports daily operations, investigates discrepancies, and maintains audit trails.

Ideal candidates have experience in deposit/treasury operations, familiarity with NACHA rules, and proficiency in core banking systems and MS Office.

Qualifications

• High school diploma or equivalent required; associate or bachelor’s degree preferred.
• Experience in deposit operations, treasury operations, bank operations, or related financial services role preferred.
• Working knowledge of wire processing, ACH rules, check processing, exception handling, and general deposit operations procedures.
• Experience with fraud review, transaction monitoring, investigations, or operational risk controls preferred.
• Understanding of NACHA rules, Regulation CC, Regulation E, and bank security procedures.
• Proficiency in core banking systems and Microsoft Office applications.

Responsabilités

• Responsible for item processing, including incoming and outgoing wire transfers, ACH transactions, and check-related items accurately and within deadlines.
• Review transactions for completeness, proper authorization, compliance with internal controls, and adherence to banking regulations and operating procedures.
• Perform daily item processing activities, including exception handling, returns, adjustments, research, and balancing for wires, ACH, and checks.
• Conduct fraud review on deposit operations activity and escalate concerns per bank policy.
• Investigate potential fraud cases involving wires, ACH, checks, and related deposits; document findings and support loss mitigation.
• Research and resolve transaction discrepancies, customer inquiries, and operational issues promptly.
• Perform servicing and maintenance for deposit accounts and related services per procedures.
• Maintain records, audit trails, and documentation for processing, investigations, and exceptions.
• Collaborate with fraud, risk, compliance, treasury management, retail operations, and customer support to resolve issues.
• Assist with report monitoring, daily reconciliations, and control reviews.
• Support procedure updates, testing, and process improvement in deposit operations and fraud mitigation.
• Stay current on regulations, payment rules, and internal policies related to wires, ACH, checks, and fraud prevention.
• Perform other duties as assigned.

Connaissances

Attention to detail

Analytical thinking

Discretion with data

Organizational skills

Communication

Independence & teamwork

Compliance & risk

Formation

Associate or Bachelor's in Business/Finance

Outils

Microsoft Office

Core banking systems

Description du poste

Servbank is seeking a Deposit Operations Specialist to ensure accurate wire transfers, ACH activity, and check processing, while performing fraud reviews and ensuring compliance with procedures and regulations. The role supports daily operations, investigates discrepancies, and maintains audit trails.

Ideal candidates have experience in deposit/treasury operations, familiarity with NACHA rules, and proficiency in core banking systems and MS Office.