Debt Finance and Restructuring Attorney

Jobot; Portland (ME); On-site; USD 130,000 - 240,000; Full time

Job summary

Jobot is seeking a Debt Finance and Restructuring Attorney in Portland, Maine, with approximately 4–7 years of substantive transactional experience. The role involves advising lenders and borrowers on a broad spectrum of financing transactions, from bilateral facilities to syndicated and cross-border deals, with exposure to workouts and restructurings.

Hybrid/remote-friendly options are highlighted in the firm’s overview.

Qualifications

• Approximately 4–7 years of substantive transactional debt finance experience.
• Experience structuring, documenting, negotiating, and closing facilities.
• Experience with cross-border financing and workouts is a plus.
• Maine Bar admission preferred; admission promptly possible.
• Strong drafting, negotiation, and project-management skills.

Responsibilities

• Represent lenders and borrowers in secured and unsecured financing.
• Structure, document, negotiate, and close credit facilities.
• Handle asset-based, cash-flow, acquisition, syndicated, mezzanine, and receivables financing.
• Draft credit agreements, term sheets, and closing deliverables.
• Conduct due diligence on contracts, indebtedness, liens, and collateral.
• Coordinate closings and communicate with clients and counsel.
• Advise on amendments, refinancings, and modifications.
• Assist with cross-border financings and distressed matters.
• Mentor junior attorneys and contribute to practice development.

Skills

Debt finance

Transaction structuring

Drafting & negotiation

Closing transactions

Cross-border financing

Workouts & restructurings

Client service

Job description

A leading regional law firm is seeking a Debt Finance and Restructuring Attorney with approximately 4–7 years of substantive transactional experience to join its Portland office.

Associate or Counsel | Portland, Maine

This role may be structured at the Associate or Counsel level depending on experience. The successful candidate will advise a diverse mix of lenders, borrowers, investors, and businesses in financing transactions ranging from traditional bilateral credit facilities to sophisticated acquisition, syndicated, asset-based, and cross-border financings.

This is an excellent opportunity for an attorney who enjoys structuring transactions, drafting and negotiating complex credit documents, and managing deals from the initial term sheet through closing. The role also provides exposure to workouts, restructurings, and distressed situations, although prior restructuring or bankruptcy experience is not required.

Salary: $130,000 - $240,000 per year

Key Responsibilities

• Represent lenders and borrowers in secured and unsecured financing transactions.
• Structure, document, negotiate, and close bilateral and syndicated credit facilities.
• Handle asset-based lending, cash-flow financing, acquisition financing, mezzanine financing, and receivables financing transactions.
• Draft and negotiate credit agreements, commitment letters, term sheets, security agreements, guarantees, intercreditor agreements, promissory notes, collateral documents, and closing deliverables.
• Conduct and manage due diligence involving organizational documents, material contracts, existing indebtedness, liens, collateral, and regulatory considerations.
• Coordinate transaction closings and manage communication among clients, opposing counsel, financial institutions, local counsel, and other participants.
• Advise clients regarding amendments, waivers, refinancings, incremental facilities, and other modifications to existing credit arrangements.
• Assist with cross-border financing transactions and matters involving multiple jurisdictions.
• Advise lenders and borrowers in workouts, restructurings, forbearance arrangements, distressed financings, and enforcement-related matters.
• Collaborate with attorneys across corporate, mergers and acquisitions, bankruptcy, real estate, tax, and regulatory practices.
• Manage multiple active transactions while maintaining excellent responsiveness and attention to detail.
• Take a leading role in transactions and serve as a trusted point of contact for clients.
• Mentor junior attorneys and contribute to the development of the finance practice, where appropriate.

Qualifications

• Approximately 4–7 years of substantive transactional experience.
• Significant experience concentrated in debt finance is strongly preferred.
• Proven ability to structure, document, negotiate, and manage financing transactions from term sheet through closing.
• Experience with several of the following:
• Secured and unsecured credit facilities
• Asset-based lending
• Acquisition financing
• Syndicated lending
• Mezzanine financing
• Receivables financing
• Cross-border financing
• Amendments and refinancings
• Workouts and restructurings
• Experience representing lenders, borrowers, or both.
• Strong drafting, negotiation, analytical, and project-management skills.
• Excellent attention to detail and the ability to coordinate complex closings.
• Practical business judgment and strong client-service abilities.
• Experience with restructuring, workouts, insolvency, or bankruptcy matters is desirable but not required.
• Broader corporate or commercial transactional experience may be considered where the candidate demonstrates a genuine interest in building a debt finance practice.
• Maine Bar admission is preferred. Candidates able to obtain admission promptly may also be considered.

Job Details

The firm provides sophisticated transactional work within a collaborative regional platform that emphasizes attorney autonomy, client service, and long-term professional development.

Why Consider This Opportunity?

Key advantages

• A diverse mix of lender-side and borrower-side matters.
• Exposure to financing transactions of varying sizes, structures, and levels of complexity.
• The opportunity to manage transactions from term sheet through closing.
• Increasing responsibility and direct client contact.
• Collaboration with highly regarded corporate, restructuring, real estate, and regulatory attorneys.
• No formal billable-hour requirement.
• Performance evaluations that consider factors beyond hours alone, including client service, productivity, leadership, and overall contributions.
• Individualized compensation and meaningful discretionary bonus potential.
• A hybrid schedule generally allowing two remote days per week, with Tuesday typically serving as a firmwide in-office day.
• Flexibility to join at the Associate or Counsel level based on experience.
• Long-term advancement opportunities within a firm that places significant emphasis on succession planning.
• Sophisticated work without the rigid formulas and bureaucracy often found at larger national firms.

Compensation

Compensation is competitive and individually determined based on experience, qualifications, practice level, performance history, and the overall strength of the candidate’s profile.

The firm also offers discretionary bonus opportunities and a comprehensive benefits package.

Equal Opportunity Statement

Jobot is an Equal Opportunity Employer. We provide an inclusive work environment that celebrates diversity and all qualified candidates receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, age (40 and over), disability, military status, genetic information or any other basis protected by applicable federal, state, or local laws. Jobot also prohibits harassment of applicants or employees based on any of these protected categories. It is Jobot’s policy to comply with all applicable federal, state and local laws respecting consideration of unemployment status in making hiring decisions.

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