DC Compliance & Retirement Plan Advisor

USI Insurance Services; United States; Presencial; USD 70.000 - 85.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Health benefits

401(k) matching

Paid time off

Wellness programs

Descripción de la vacante

USI Insurance Services seeks a seasoned retirement plan consultant for the DC Practice to strengthen client relationships, provide guidance on plan features and compliance, and oversee complex plan transactions. You will manage high-profile accounts, ensure accurate data, and mentor junior staff.

Required are 5+ years in employee benefits or defined contribution recordkeeping, a bachelor’s in business or finance, and strong MS Office skills; experience with SRT is highly valued.

Formación

• Minimum 5 years in employee benefits or defined contribution recordkeeping.
• Strong ability to read and interpret plan documents.
• Experience with SRT or similar recordkeeping systems is preferred.
• Excellent verbal and written communication skills.

Responsabilidades

• Manage a significant book of clients including high-profile accounts.
• Process a wide range of complex plan transactions: rollovers, distributions, loans, hardship withdrawals.
• Verify accuracy of transaction data and documentation to mitigate risk.
• Resolve participant inquiries through call center or website in a timely manner.
• Coordinate and complete compliance, financial, and regulatory reports.
• Guide junior team members and share expertise on retirement plans.

Conocimientos

5+ years of benefits/defined contrib

Excellent communication

MS Office proficiency

Read and interpret plan documents

Defined contribution compliance (5500s

SRT / retirement systems experience

Client relationship management

Mentor junior team members

Educación

Bachelor’s degree in business or finance

Herramientas

Schwab Retirement Technologies (SRT)

Database systems

Descripción del empleo

The Compliance Consultant performs and/or oversees DC plan compliance testing, calculations, government filings, and other administrative tasks. The Compliance Consultant will be responsible for building and maintaining strong relationships with clients of USICG clients and internal partners. The Compliance Consultant will provide expert guidance on retirement plan features, benefits, and options, ensuring compliance with regulatory requirements, and overseeing the efficient administration of compliance activities for retirement plans.

Responsibilities:

• Maintain regular communication with clients, including plan sponsors, fiduciaries and participants.
• Own testing and 5500 processes for assigned clients, ensuring processes from data request through client deliverables are completed, accurate, and timely.
• Collaborate with internal and external stakeholders to identify and address compliance challenges and ensure efficiency of processes.
• Resolve client inquiries and complaints in a timely and professional manner. Escalate issues, concerns, and ideas as needed.
• Prepare annual compliance testing, including ADP/ACP, 410(b) coverage, 415, 416 and 401(a)(4) general nondiscrimination tests
• Prepare annual Form 5500 for audited large plans and small plans
• Prepare non-standard contribution calculations, including match true up, QNEC, and nonelective contributions.
• Demonstrate a deep understanding of various retirement plan types and their features.
• Prepare earnings calculations and corrections for late or missed contributions.
• Use retirement plan software and other technology tools effectively.
• Ability to explain compliance results and answer client questions on processes and requirements.
• Ensure project deadlines are met, and deliverables are delivered on time.
• Participate in industry conferences, webinars, and training programs to stay up to date on retirement plan trends, regulations, and best practices.
• Contribute to internal knowledge sharing initiatives and mentoring junior team members.
• Foster a collaborative and productive team environment.
• Provide peer review, guidance and support to junior team members.

Knowledge, Skills and Abilities:

• Bachelor’s degree (business or finance related – preferred)
• 5+ years of employee benefits or defined contribution retirement experience / DC recordkeeping.
• Experience with software from ASC, Relius, FT William, PensionPro or other similar providers
• Experience performing compliance tests, preparing Forms 5500, and performing related plan corrections. Ability to clearly explain compliance requirements to plan sponsors.
• Ability to read and interpret all plan documents.
• Advance skill level in Microsoft Office products, including Outlook, Excel, Word. Prior experience utilizing a database system (preferred).
• Strong analytical skills and ability to leverage data to solve problems effectively. Proven experience in financial analysis and working with numerical data.
• Proven ability to provide outstanding client service and build strong relationships. Demonstrated skill in interacting with clients professionally and effectively, addressing their needs and concerns with empathy and expertise. Strong client relationship management skills, including research, issue resolution, and corrective actions as needed.
• Excellent verbal and written communication skills. Email writing proficiency and phone communication proficiency.
• Ability to provide excellent client service and build client relationships.
• Ability to interact with clients in a professional manner.
• Willingness to participate in the training of new team members where appropriate.

Why USI?
USI Consulting Group (USICG) is an industry-leading, full-service retirement plan consulting and benefits administration firm that has been helping employers enable their workforce to successfully plan and invest for retirement for 50 years. USICG’s integrated team of highly skilled professionals provides specialized expertise in delivering independent, comprehensive guidance and innovative, flexible retirement plan solutions to meet the changing needs of employers and their employees. USICG is an affiliate of both USI Securities, Inc. (a broker-dealer, Member FINRA/SIPC) and USI Advisors, Inc. (a federally registered investment adviser) and a wholly owned subsidiary of USI Insurance Services (“USI”).To learn more, visit usicg.com or follow us on LinkedIn .

Unrivaled Resources and Support
What truly distinguishes USI as a premier insurance brokerage and consulting firm is the USI ONE Advantage® , a game-changing value proposition that delivers to clients a robust set of risk management and benefit solutions with bottom-line financial impact. USI ONE® represents Omni, Network, Enterprise—the three key elements that set USI apart from the competition. Through USI ONE, we develop strategic, timely, and effective risk management and benefit programs in terms that are easy to understand, and we demonstrate how the solutions can have a positive economic impact.

Industry-Leading Programs, Rewards, and Recognition
In addition to competitive pay, incentives, and benefits, USI recognizes associates through our Summit Awards program, rewarding excellence in those who build our brand each day. USI offers employee programs that recognize outstanding achievement and help our associates lead healthy, productive lives. We turn care into action with our award-winning wellness program, college scholarships for associates' children, and financial help in times of need.

Deep Community Engagement
We are committed to giving back to our local communities and supporting a culture of environmental sustainability. From sharing our time, talent, and resources to support local non-profit organizations, animal shelters, and environmental beautification and restoration projects – to partnering with eco-conscious vendors and taking steps to reduce our own environmental footprint – we’re working together as ONE to build a better future.

Committed to a Diverse and Inclusive Workplace
Our award-winning I’m With U diversity and inclusion program educates our associates to help them better understand and serve our clients, prospects, fellow team members, and local communities through curated education and training resources, employee support programs, and community outreach initiatives to build a more diverse, equitable, and inclusive culture.

Nationally Recognized as a Top Insurance Employer

• Recognized as one of Insurance Business America’s Top Insurance Employers eight consecutive years (2018-2025).
• Named to Business Insurance’s annual list of the Best Places to Work in Insurance six years in a row (2020-2025).
• Named to Fortune’s Best Workplaces in Financial Services & Insurance list for the last two years (2024-2025).
• Certified as a Great Place To Work two years in a row (2024-2025).

USI is committed to providing a full-suite of competitive benefits for our growing population and its diverse needs. We offer a wide range of health, welfare and financial benefits including potential for compensation incentives, medical, wellness, dental and vision, 401(k), flexible spending and health savings accounts, short and long-term disability, life insurance and other unique employer-sponsored and voluntary programs. USI also offers a generous paid time off policy, paid family leave benefit as well as paid holiday time .

Annual Salary range is $70,000 to $85,000, plus potential compensation incentives