Data Scientist - Underwriting Analytics

Insight Global; Conshohocken (Montgomery County); On-site; USD 110,000 - 140,000; Full time

Job summary

Insight Global is seeking a Data Scientist for a full-time role in the Conshohocken, PA area to partner with the Underwriting team and deliver predictive analytics across the department. You will build models distributing actuarial loss costs across risk characteristics and design underwriting levers to hit target loss ratios while staying competitive.

You will apply modern data science techniques (predictive modeling, GLMs, gradient boosting, clustering) to create underwriting models and

Qualifications

• Strong grounding in statistics, actuarial science, and underwriting fundamentals.
• Experience in data science or actuarial-adjacent roles; 2+ actuarial exams or equivalent pricing credential.
• P&C insurance experience; commercial lines or MGA/program business preferred.

Responsibilities

• Build predictive underwriting models to hit target loss ratios while remaining competitive.
• Collaborate with Underwriting to socialize findings and influence guidelines.
• Apply GLMs, gradient boosting, clustering to uncover segmentation opportunities.
• Partner with Underwriting leaders to implement lever changes.

Skills

Mathematical statistics

Actuarial science

Underwriting fundamentals

Data science

Actuarial background

Pricing credentials

P&C insurance experience

Commercial lines

MGA/program business

SQL

Python

GLM

Predictive modeling

AI tools

Tools

Git

Cloud platforms

Power BI

Tableau

Jupyter

Job description

• Strong grounding in mathematical statistics, actuarial science, and practical insurance/underwriting fundamentals.
• Data science, Actuarial or actuarial-adjacent background (2+ actuarial exams passed, or an equivalent quantitative pricing credential). You'll work constantly with actuarial output, but this is not an actuarial pricing seat.
• P&C insurance experience, commercial lines and/or MGA/program business preferred.
• Strong SQL and Python, with hands-on GLM / predictive modeling experience applied to underwriting or pricing, not exclusively reserving.
• Familiarity with modern data tools: version control (Git), cloud platforms, BI tools (Power BI, Tableau), or notebook environments (Jupyter).
• You already use AI tools in your daily workflow.

Nice to Have Skills & Experience

• Experience building a GLM in Python or R and seen it applied in underwriting practices

Job Description

Insight Global is seeking a Data Scientist for a full-time opportunity with a Specialty Insurance Provider in the Conshohocken, PA area. This person will work closely with the Underwriting team and provide predictive analytics and data findings to the respective parties across the department. This person will build the model that distributes the actuarial loss cost across real risk characteristics (building class, occupancy, TIV, geography, and beyond) and then design the underwriting levers that let the business hit that target loss ratio while staying competitive. The goal is to find creative, defensible ways to make the program more profitable. Additionally, this Data Scientist will apply modern data science techniques (predictive modeling, GLMs, gradient boosting, clustering) to build underwriting models and find segmentation opportunities the current rating plan misses. They will partner directly with Underwriting leaders to socialize findings and get guideline or lever changes adopted, not just documented.