Data Scientist-Senior Associate 210767245

JPMorganChase; Plano (TX); On-site; USD 110,000 - 160,000; Full time

Job summary

JPMorganChase in Plano, TX is seeking a Data Scientist Senior Associate for the Fraud Strategy team to identify and mitigate fraud risks and deliver end-to-end analytical solutions across the Merchant Services domain.

You will develop analytics, interpret fraud trends, and lead projects from analysis to implementation, partnering with underwriting, portfolio management, and operations to inform strategy and risk controls.

Qualifications

• Bachelor's degree in finance, economics, statistics, or a quantitative field.
• Minimum 3 years of experience in Fraud Strategy, analytics, or a quantitative discipline.
• Strong background in statistics, econometrics, or related quantitative methodologies.
• Advanced proficiency in SAS, SQL, and spreadsheet tools; ability to query and manipulate large datasets to generate actionable insights.

Responsibilities

• Develop, maintain, and enhance analytics to provide management with comprehensive insights into fraud trends and account quality.
• Analyze key performance metrics and profitability drivers across the full account lifecycle, delivering actionable recommendations to inform strategy and operational decisions.
• Gain a deep understanding of operational processes to identify and address fraud risk drivers.
• Lead and execute complex projects independently, from initial analysis through implementation and performance monitoring.
• Conduct ad hoc analytics and contribute to cross-functional initiatives, representing the Fraud Strategy team in collaborative efforts.
• Communicate findings and recommendations clearly to stakeholders at all levels, supporting data-driven decision making.

Skills

Statistics

Econometrics

Fraud analytics

SAS programming

SQL querying

Education

Bachelor's degree in finance/economics/statistics or quantitative field

Master's degree in quantitative field (preferred)

Tools

SAS

SQL

Spreadsheets

Job description

Job Description

The Trust & Safety (T&S) Fraud Risk Management organization protects Merchant Services (MS) from fraud and compliance-related losses by providing detection tooling and operating strategy. The Fraud Strategy team serves as the end-to-end operating partner for the MS business: managing fraud rules and loss prevention with business growth, and owning the full fraud lifecycle — onboarding strategy, monitoring, loss analysis, controls, and product launch governance — while embedding fraud considerations early in product design and execution.

As a Data Scientist Senior Associate within the Fraud Strategy team, you will play a critical role in identifying and mitigating fraud risks, leveraging your analytical expertise to promote impactful strategies and deliver end-to-end solutions.

Job Responsibilities

• Develop, maintain, and enhance analytics to provide management with comprehensive insights into fraud trends and account quality.
• Analyze key performance metrics and profitability drivers across the full account lifecycle, delivering actionable recommendations to inform strategy and operational decisions.
• Gain a deep understanding of operational processes (e.g., underwriting, portfolio management, collections) to identify and address fraud risk drivers.
• Lead and execute complex projects independently, from initial analysis through implementation and performance monitoring.
• Conduct ad hoc analytics and contribute to cross-functional initiatives, representing the Fraud Strategy team in collaborative efforts.
• Communicate findings and recommendations clearly to stakeholders at all levels, supporting data-driven decision making.

Required Qualifications, Capabilities, And Skills

• Bachelor's degree in finance, economics, statistics, or a quantitative field.
• Minimum 3 years of experience in Fraud Strategy, analytics, or a quantitative discipline.
• Strong background in statistics, econometrics, or related quantitative methodologies.
• Advanced proficiency in SAS, SQL, and spreadsheet tools; ability to query and manipulate large datasets to generate actionable insights.
• Demonstrated ability to drive complex projects independently, managing multiple priorities and delivering results.
• Strong analytical and problem-solving skills, with a keen attention to detail.
• Excellent written and verbal communication skills; proven ability to present complex analyses and recommendations to management and stakeholders.

Preferred Qualifications, Capabilities, And Skills

• Master's degree in a quantitative field.
• At least 1 year of experience in Risk Management, Fraud Strategy, or analytics within financial services.

About Us

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

About The Team

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.