Data Scientist - Intern

Concord Advice; Florham Park (NJ); On-site; USD 40,000 - 70,000; Part time

Job summary

Concord Advice in New Jersey is seeking a Data Scientist Intern to join its analytics team. You will collaborate with senior management and IT to design models, perform data mining, and conduct statistical research.

The role emphasizes open banking data to support loan term optimization, cashflow underwriting, and revenue improvement, building end-to-end automated ML workflows on Azure with our MLOps pipeline.

Qualifications

• BA/MS in a business-related field with a focus on machine learning.
• Solid grounding in foundational ML concepts.

Responsibilities

• Collaborate with analytics team to design models, perform data mining, and conduct statistical research.
• Work with open banking data to support loan term optimization, cashflow underwriting, and revenue improvement.
• Build end-to-end automated machine learning workflows using Azure cloud computing and our MLOps pipeline.
• Contribute to the development of an LLM-assisted ML system that classifies bank transactions and improves labeling coverage.
• Support efforts to centralize data definitions with RAG workflows, MCP servers, and semantic layers.
• Tackle complex problems in a fast-moving environment with a consultative mindset.

Skills

Machine learning concepts

Statistical analysis

Communication skills

Cross-functional collaboration

Problem solving

Education

BA/MS in a business-related field with ML focus

Tools

Python

Azure

Databases

Reporting tools

MLOps pipelines

Job description

Data Scientist Intern — Concord Advice

Summary

Concord Advice is a dynamic fintech company headquartered in the New Jersey area, specializing in delivering cutting-edge analytical and technical solutions for financial organizations. We design and implement innovative technology solutions, including CRM platforms, underwriting engines, auction-based online lead bidding systems, omni-channel customer engagement strategies, payment technologies, and bank integration services.

Our strategic investments in cloud infrastructure and MLOps pipelines enable us to leverage state-of-the-art language AI — from large-language-model (LLM) agents and retrieval-augmented generation to proven NLP capabilities such as named-entity recognition, intent detection, and sentiment analysis — to create intelligent, real-time, and automated customer experiences.

As a fast-growing, entrepreneurial, and collaborative firm, Concord Advice provides an immersive, hands-on environment where innovation meets business impact. Our team thrives in a dynamic setting that rewards creativity, analytical thinking, and cross-functional collaboration. If you're a problem-solver who enjoys tackling open-ended challenges, join us in shaping the future of fintech!

Job Description

As a Data Scientist Intern at Concord Advice, you will:

• Collaborate as a member of the analytics team, working alongside senior management and IT to design models, perform data mining, and conduct statistical research.
• Work closely with open banking data to support loan term optimization, cashflow underwriting, and revenue improvement.
• Build end-to-end automated machine learning workflows using Azure cloud computing and our MLOps pipeline.
• Contribute to the development of an LLM-assisted machine learning system that classifies bank transactions, helping improve the accuracy and coverage of our existing labeling framework.
• Support firm-wide efforts to centralize data definitions and institutional knowledge by helping build retrieval-augmented generation (RAG) workflows, MCP servers, and semantic layers.
• Take ownership of complex, ambiguous problems in a fast-moving environment, applying a consultative mindset to break challenges down into root causes, develop structured analysis plans, and identify the data needed to drive insights.

Key Qualifications

• BA/MS in a business-related field with a focus on machine learning.
• Comfortable working with a range of machine learning and statistical packages in Python, along with databases and reporting tools.
• Solid grounding in the foundational concepts behind a variety of advanced ML algorithms.
• Familiarity with the Azure cloud platform and experience using Azure services to support data science, machine learning, analytics, and production-oriented workflows.
• Outstanding communication skills (both technical and non-technical) and a proven ability to work effectively with multiple stakeholders across a variety of business units.
• Self-motivated, vocal, and proactive, with demonstrated creative and critical thinking capabilities.

Good to Have

• Working knowledge of modern AI and analytics engineering patterns, including retrieval-augmented generation (RAG), dbt, and semantic modeling.
• Hands-on experience with NLP modeling techniques such as text classification and named-entity recognition (NER).
• Exposure to credit underwriting or risk modeling within a lending business.

Compensation & Benefits

• Concord Advice offers a competitive compensation package for this role, with an expected salary range of $40,000 – $70,000 USD per year, prorated based on the length of the internship. Final compensation within this range is determined by relevant experience, technical skills, education, and internship duration.