Data Scientist I: Credit Risk & Analytics

Bank of America; Jersey City (NJ); On-site; USD 115,000 - 143,000; Full time

Benefits offered by this job

Annual discretionary plan

Benefits eligible

Job summary

Bank of America is seeking a Data Scientist in Jersey City to analyze large datasets, uncover revenue opportunities, and develop risk management strategies. You will collaborate with stakeholders to solve business problems, gather data, and present findings using advanced analytics and data-driven insights.

You will develop analytical solutions for credit risk, fraud analytics, and portfolio management, build dashboards, and support scorecards while maintaining data quality and process

Qualifications

• Master's degree or higher in Computer Science or related quantitative discipline.
• Strong STEM background with ML, NLP, DL, statistics, forecasting, data viz.
• Minimum 2 years of experience developing Tableau data visualizations and dashboards.
• Proficiency in Python, SQL, SAS, R and MATLAB, plus C/C++.
• Experience with SQL/NoSQL databases and distributed computing.
• Applied statistics skills and data quality concepts.
• Strong business analysis and documentation skills.

Responsibilities

• Develop analytical solutions for credit risk, fraud analytics, customer segmentation, and portfolio management.
• Extract, transform, and analyze large datasets from enterprise data platforms.
• Build dashboards, reports, and automated analytical workflows.
• Support credit risk scorecard development, monitoring, and stress testing.

Skills

Adaptability

Attention to Detail

Business Analytics

Technical Documentation

Written Communications

Agile Practices

Application Development

Collaboration

Data Visualization

DevOps Practices

Artificial Intelligence/Machine Learn

Networking

Policies, Procedures, and Guidelinese

Presentation Skills

Risk Management

Education

Master's degree or higher in Computer Science, Data Science, Statistics, Mathematics, Finance, or related quantitative discipline

Tools

Python

SQL

SAS

R

MATLAB

C/C++

Job description

Bank of America is seeking a Data Scientist in Jersey City to analyze large datasets, uncover revenue opportunities, and develop risk management strategies. You will collaborate with stakeholders to solve business problems, gather data, and present findings using advanced analytics and data-driven insights.

You will develop analytical solutions for credit risk, fraud analytics, and portfolio management, build dashboards, and support scorecards while maintaining data quality and process