Data Scientist I

Bank of America; United States; Presencial; USD 90.000 - 140.000; Jornada completa

Descripción de la vacante

Bank of America Data Scientist I role supports the THOR Data Engineering team and the Enterprise AI Catalyst program. You will analyze large-scale transaction data using SQL to uncover patterns, anomalies, and value-added attributes, contributing to scalable data solutions across the product lifecycle.

You will work with senior model owners and cross-functional partners to deliver compliant analytics that improve decision-making, automate processes, and support revenue generation, risk

Formación

• Data analysis, cleansing, and quality validation to support decision-making.
• Experience with agile practices for project management.
• Ability to document requirements and technical specifications.
• Strong written and verbal communication and presentation skills.
• Knowledge of data management and risk awareness.

Responsabilidades

• Analyze large-scale transaction data using SQL to identify patterns and risks.
• Develop and validate transaction categorizations and attributes.
• Create and maintain technical documentation and production-ready solutions.
• Collaborate with stakeholders to understand requirements and deliver scalable solutions.
• Support data science products from ideation to production.

Conocimientos

Data Analysis

SQL

Agile Practices

Technical Documentation

Data Visualization

Presentation Skills

Problem Solving

Attention to Detail

Herramientas

SQL

Data Visualization Tools

Descripción del empleo

Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits. We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve. Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description: This job is responsible for analyzing and interpreting large datasets to uncover potential revenue generation opportunities and develop effective risk management strategies. Key responsibilities include collaborating with key stakeholders to comprehend business problems, utilizing data gathering and analysis techniques to devise solutions, and presenting recommendations based on the findings. Job expectations include demonstrating flexibility, resilience, accountability, a disciplined approach, and a commitment to fostering responsible growth for the enterprise.

Responsibilities: Performs business analytics, which includes data analysis, trend identification, and pattern recognition, using advanced techniques (e.g., machine learning, text mining, statistical analysis, etc.) to support decision-making and drive data-driven insights. Applies agile practices for project management, solution development, deployment, and maintenance. Creates and maintains technical documentation, capturing the business requirements and specifications related to the developed analytical solution and its implementation in production. Manages multiple priorities and maintains quality and timeliness of work deliverables such as quantitative models, data science products, data analysis reports, or data visualizations, while exhibiting the ability to work independently and in a team environment. Delivers engaging presentations and engages in both in-person and virtual conversations that effectively communicate technical concepts and analysis results to a diverse set of internal stakeholders, and develops professional relationships to foster collaboration on work deliverables. Mitigates risk by identifying potential issues and developing controls. Researches the latest advances in the fields of data science and artificial intelligence to support business analytics.

Global Risk Analytics (GRA) is a sub-line of business within Global Risk Management (GRM), responsible for developing a consistent and coherent set of models and analytical tools for effective risk and capital measurement, management and reporting across the bank. GRA is also responsible for model implementation, execution, forecasting and performance monitoring. The team drives innovation, process improvement and automation across these activities.

Overview of Data Science for Technology, Risk and Operations

Data Science for Technology, Risk, and Operations (DSTRO) enables the Bank's responsible adoption of Artificial Intelligence (AI) through governance, model oversight, model development, and enterprise data engineering. By providing AI and model risk governance, AI-driven solutions, and critical transaction data assets, DSTRO delivers the controls, infrastructure, and insights needed to strengthen risk management, enhance operational effectiveness, and drive enterprise value.

As a Data Scientist I supporting the THOR Data Engineering team and Enterprise AI Catalyst program, you will contribute to the development, enhancement, and maintenance of data, AI, and model solutions that address business needs across the enterprise. Working with senior model owners, developers, users, and cross‑functional partners, you will analyze large-scale financial transaction data, investigate data patterns and anomalies, develop and validate value-added attributes, and support solutions throughout the product lifecycle, from ideation and testing through production and retirement. Using SQL and other analytical and data science tools, you will help deliver scalable, compliant solutions that improve decision-making, streamline processes, and support business applications including revenue generation, risk management, operational efficiency, regulatory compliance, portfolio management, and research. You will also identify opportunities to leverage and reuse existing AI technologies, models, data assets, and methodologies to reduce duplication and promote best practices. The role will support THOR product enhancements, quality assurance, production validation, user analytics, technical documentation, training and informational presentations.

Success requires strong analytical and data science capabilities, attention to detail, intellectual curiosity, and effective relationship and project management skills.

Key Responsibilities

Support the development, enhancement, and maintenance of THOR data, AI, and model solutions throughout the product lifecycle. Analyze large-scale transaction data using SQL and other analytical tools to identify patterns, anomalies, risks, and opportunities. Develop, evaluate, audit, and validate transaction categorizations, value-added attributes, and product enhancements. Apply established quality-control, testing, documentation, and post-production validation practices. Partner with model owners, developers, users, and business teams to understand requirements and deliver scalable, compliant solutions. Identify opportunities to reuse existing AI technologies, models, data assets, and methodologies across the enterprise. Support analytical requests, user documentation, training materials, and presentations for the THOR user community.

Required Skills

Data Analysis Data Cleansing Data Quality and Validation Agile Practices Technical Documentation Written Communications Research and Analytical Methods Data management Data Visualization Presentation Skills Risk Awareness Adaptability Problem Solving and ability to find creative solutions to data problems Strong attention to detail and curiosity about data patterns and anomalies Understanding of BofA Products, Policies, Procedures, and Guidelines Ability to collaborate effectively within and between cross‑functional teams Awareness of the US marketplace and interest in major industries, consumer brands and financial transaction trends.

Skills

Adaptability Attention to Detail Business Analytics Technical Documentation Written Communications Agile Practices Application Development Collaboration Data Visualization DevOps Practices Artificial Intelligence/Machine Learning Networking Policies, Procedures, and Guidelines Management Presentation Skills Risk Management

Shift

1st shift (United States of America)

Hours Per Week

40

Privacy Statement

https://careers.bankofamerica.com/en-us/privacy-notice

Partnering Locally

Learn about some of the ways Bank of America is making a difference in the communities we serve.

Global Impact

Learn about the six areas that guide Bank of America’s efforts to help make financial lives better for customers, clients, communities and our teammates.

Opportunity and Inclusion

Each employee brings unique skills, background and opinions. We see opportunity and inclusion as our platform for innovation and a key component in our success.

Our Values

Learn about our four values that represent what we believe.

Pay Transparency

https://careers.bankofamerica.com/en-us/pay-transparency

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We’re devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being. Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization. Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us!