Data Engineer, Credit Modeling

PayPay; United States; Hybrid; USD 90,000 - 130,000; Full time

Job summary

PayPay is seeking a Data Engineer for the Credit Modeling team to enhance ETL processes and improve data management. The ideal candidate will have a strong background in building data pipelines, collaborating with stakeholders, and ensuring data privacy and security standards. This role offers opportunities for professional growth in a diverse and innovative environment.

Benefits

Annual leave up to 14 days

Personal leave for family and health

Social Insurance benefits

Flexible work hours

Special Incentives based on performance

Qualifications

• 3+ years of experience in data engineering.
• Proficiency in Java, Scala, Python, and SQL.
• Experience with Data Lakes and Data Warehouses.

Responsibilities

• Design and maintain data pipelines and models.
• Facilitate actionable data use cases.
• Support teams in building decentralized data solutions.

Skills

Data Pipeline Development

ETL Processes

Big Data Fundamentals

Machine Learning

SQL Tuning

Education

Bachelor's degree in Computer Science or related field

Tools

BigQuery

Spark

AWS Redshift

Kafka

Kinesis

Job description

PayPay is a FinTech company that has grown to over 69M (as of May 2025) users since its launch in 2018. Our team is hugely diverse with members from over 50 different countries.

OUR VISION IS UNLIMITED_

We dare to believe that we do not need a clear vision to create a future beyond our imagination. PayPay will always stay true to our roots and realize a vision (future) that no one else can imagine by constantly taking risks and challenging ourselves. With this mindset, you will be presented with new and exciting opportunities on a daily basis and have the opportunity to grow and reach new dimensions that you could never have imagined. We are looking for people who can embrace this challenge, refresh the product at breakneck speed and promote PayPay with professionalism and passion.

※ Please note that you cannot apply or be selected in parallel with PayPay Corporation, PayPay Card Corporation and PayPay Securities Corporation.

Job Description

PayPay is looking for a Data Engineer for the Credit Modeling team to conceptualize, design and implement improvements to ETL processes and data through independent communication with data-savvy stakeholders.

Responsibilities

• Design, build, and maintain distributed batch and real-time data pipelines and data models.
• Facilitate real-life actionable use cases leveraging our data with a user- and product-oriented mindset.
• Be curious and eager to work across a variety of engineering specialties (i.e., Data Science, and Machine Learning to name a few).
• Support teams without data engineers with building decentralized data solutions and product integrations, for example around DynamoDB.
• Enforce privacy and security standards by design.

Qualifications

• +3 years experience building complex data pipelines and working with both technical and business stakeholders.
• Experience in at least one primary language (e.g., Java, Scala, Python) and SQL (any variant).
• Experience with technologies like BigQuery, Spark, AWS Redshift, Kafka, or Kinesis streaming.
• Experience creating and maintaining ETL processes.
• Experience designing, building, and operating a DataLake or Data Warehouse.
• Experience with DBMS and SQL tuning.
• Strong fundamentals in big data and machine learning.

Preferred Qualifications

• Experience with RESTful APIs, Pub/Sub Systems, or Database Clients.
• Experience with analytics and defining metrics.
• Experience with measuring data quality.
• Experience productionalizing a machine learning workflow; MLOps
• Experience in one or more machine learning frameworks, including but not limited to scikit-learn, Tensorflow, PyTorch and H2O.
• Language ability in Japanese and English is a plus (We have a professional translator but it is nice to have language skills).
• Hybrid Workstyle (flexible working style including Remote and office)
  ※There are no fixed rules regarding office attendance in Product group; it depends on each individual's discretion.
• In principle, 9:00am-5:45pm + 1h break (actual working hours: 7h45m + 1h break)

Holidays

• Every Sat/Sun/National holidays (In Japan)/New Year's break/Company-designated Special days

Paid leave

• Annual leave (up to 14 days in the first year, granted proportionally according to the month of employment. Can be used from the date of hire)
• Personal leave (5 days each year, granted proportionally according to the month of employment)
  ＊PayPay's own special paid leave system, which can be used to attend to illnesses, injuries, hospital visits, etc., of the employee, family members, pets, etc...
• Annual salary paid in 12 installments (monthly)
• Based on skills, experience, and abilities
• Reviewed once a year
• Special Incentiveonce a year *Based on company performance and individual contribution and evaluation
• Late overtime allowance
  
  ※Payroll payment can be changed to digital salary payment “PayPay Paycheck” for an amount set by you
• Social Insurance (health insurance, employee pension, employment insurance and compensation insurance)

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Language Preference

Japanese

Please tell us your language preference at the interview stage

Application History *

None

PayPay

PayPay India

PayPay Card

PayPay Securities

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