Cyber Underwriter (San Francisco or LA)

SN Branding; San Francisco (CA); Hybrid; USD 90,000 - 150,000; Full time

Benefits offered by this job

Hybrid work environment

Tuition reimbursement

Wellness perks

Competitive total rewards

Job summary

Safety National seeks a Cyber Underwriter to grow its cyber insurance practice. You will underwrite new and renewal business, set pricing and terms, and build strong broker and client relationships.

You will collaborate across teams to enhance guidelines and pursue profitable growth in a specialized market. You will operate in a hybrid environment in the U.S., with a competitive total rewards package, tuition reimbursement, wellness perks, and a focus on career development within a leading

Qualifications

• Authorized to work in the U.S. without sponsorship now or in the future.
• Ability to analyze complex cyber risks, exposures, security controls, and loss history.
• Experience underwriting both new and renewal business with pricing, retention, limits, and terms.
• Strong written and verbal communication to negotiate with brokers, insureds, and internal partners.
• Ability to build relationships with brokers, clients and cross‑functional teams.
• Analytical, organized, and has sound business acumen for decision making.

Responsibilities

• Underwrite new and renewal cyber business, determine pricing, retentions, and terms.
• Build relationships with brokers, risk managers, and internal partners.
• Contribute to underwriting strategy, guidelines, and procedures.
• Identify new business opportunities and drive profitable growth.

Skills

Cyber underwriting

Risk analysis

Negotiation

Communication skills

Relationship building

Education

Bachelor's degree in Business, Risk Management, Finance, Insurance, or a related field

Equivalent insurance underwriting experience may be considered in lieu of a degree

Job description

At Safety National, we don’t just offer jobs – we build careers with purpose! Since 1942, we’ve been an industry leader, valuing integrity, teamwork, and stability while providing competitive rewards, top-tier benefits, career growth opportunities, and flexible work options that promote balance. With tuition reimbursement, wellness perks, and a strong community impact, we invest in your success—both personally and professionally. Ready to grow with us?

Follow this link to view all of our available careers https://www.safetynational.com/careers-page/

This opportunity is in the Insurance Underwriting Department.

The Insurance Underwriting Department offers a culture of empowerment to produce results and resolve clients’ issues. Our team has an excellent track record of success with an experienced and creative group of people that work well together while underwriting various lines of coverage for large accounts representing numerous industries.

Role Description

As a Cyber Underwriter, you will play a key role in expanding Safety National’s Cyber Insurance Practice by underwriting both new and renewal business while building strong relationships with brokers, risk managers, and internal business partners. You will evaluate complex cyber risks, determine appropriate pricing, retentions, and coverage terms, and help ensure profitable growth within an evolving and highly specialized market. Working closely with Account Services, Claims, Legal, Business Development, and leadership, you will contribute to underwriting strategy, enhance underwriting guidelines and procedures, identify new business opportunities, and represent Safety National as a trusted cyber insurance expert. If you enjoy analyzing complex risks, collaborating across teams, and driving profitable business growth, this is an exciting opportunity to make a meaningful impact within a growing practice.

Qualifications

Education

• Bachelor's degree in Business, Risk Management, Finance, Insurance, or a related field is preferred.
• Equivalent insurance underwriting experience may be considered in lieu of a degree.

Required Qualifications

• Presently authorized to work in the U.S. without a requirement for work authorization sponsorship by our company for this position now or in the future.
• Ability to analyze complex Cyber risks and evaluate exposures, security controls, financial information, and loss history.
• Experience underwriting both new and renewal business while determining pricing, retention levels, limits, and terms.
• Strong written and verbal communication skills with the ability to effectively negotiate with brokers, insureds, and internal stakeholders.
• Ability to build and maintain productive relationships with brokers, clients, and cross-functional business partners.
• Strong analytical, organizational, and decision-making skills with sound business acumen.
• Ability to work collaboratively across underwriting, claims, legal, account services, and business development teams.

Preferred Qualifications

• 5 or more years of Cyber underwriting experience or equivalent experience underwriting large commercial accounts.
• Insurance brokerage experience.
• Demonstrated success in an underwriting production environment.
• Experience developing or enhancing underwriting guidelines, procedures, or reference materials.
• Experience drafting manuscript endorsements and working with complex insurance contracts.
• Proven ability to develop broker relationships and identify opportunities for profitable business growth.
• Leadership potential with strong coaching and relationship-building skills.
• Professional insurance designations such as CPCU, RPLU, AU, or other relevant industry credentials.

Protect the confidentiality, integrity and availability of information and technology assets against unauthorized disclosure, destruction and/or alteration, in accordance with Safety National policies, standards, and procedures.

Safety National is a leading specialty insurance and reinsurance provider. Our culture is built upon relationships, which allow us to demonstrate our expertise gained through our rich 80-year history. As a wholly-owned subsidiary of Tokio Marine, Inc., we appreciate the benefits and support provided by our affiliation with one of the top 10 insurance companies in the world.

Total Rewards That Put Employees First

In our vision to be First with Co-Workers, compensation that includes base salary, holiday bonus, and incentive awards is only a small portion of the comprehensive total rewards package we offer. Our total rewards approach recognizes and rewards the time, talents, efforts, and results of our valued employees. Highlights of our exceptional benefits include generous health, dental, and vision coverage, health savings accounts, a 401(k)-retirement savings match and an annual profit sharing contribution. We proudly offer family forming benefits for adoption, fertility, and surrogacy, generous paid time off and paid holidays, paid parental and caregiver leave, a hybrid work environment, and company-paid life insurance and disability. To support employees in their career journeys, we provide professional growth and development opportunities in addition to employee recognition and well-being programs.

Safety National is committed to fair, transparent pay and we strive to provide competitive, market-based compensation. In our vision to be First with Co-Workers, compensation is only one piece of the comprehensive total rewards package we offer. The target base salary range for this position is $89,700 to $150,060. Compensation for the successful candidate will consider the candidate’s particular combination of knowledge, skills, competencies, experience and geographic location.

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