Customer Service Representative (Loan Consultant I)

Lendmark Financial Services; Morgantown (WV); On-site; USD 34,000 - 48,000; Full time

Benefits offered by this job

Medical benefits

Dental benefits

Vision benefits

Paid time off

Paid holidays

401(k)

Life insurance

Long-term disability

Tuition assistance

Employee assistance program

Critical care insurance

Auto insurance

Home insurance

Pet insurance

Job summary

Lendmark Financial Services in Morgantown, WV seeks a Loan Consultant I to provide personal loan solutions and create a positive customer experience. This role focuses on building a customer base through sales, loan extension and merchant referrals.

Success will be measured by the quality of customer experience, generation of business, compliance, attainment of monthly goals, and accuracy in processing and records.

Qualifications

• High School Diploma or comparable education or related training.
• 0-2 years consumer finance or related experience.
• Cash handling; computer skills; customer service skills.
• Ability to work with minimum supervision; excellent communication.
• Proficient in Microsoft Windows, Excel and Word.

Responsibilities

• Greet, assist and solicit individuals entering the office; process payments and loan activities; assist with loan approvals and closings.
• Prepare reports, correspondences, documentation; manage cash drawer and deposits; maintain records.
• Actively market branch products and services to individuals.
• Perform all other duties as assigned by management.

Skills

Customer service

Communication skills

Cash handling

Microsoft Office

Independent work

Education

High School Diploma

Associates degree

Bachelor’s degree

Tools

Windows

Excel

Word

Job description

At Lendmark Financial Services, we believe the success of our company is specifically attributable to the quality of our employees and their commitment to our customers. We value each customer and understand that people want to do business with people who care. That’s one way we differ from our competitors. We are proud of what we as a team have accomplished. We will always strive for improvement, our motto since day one has been “Success is the only option.”

Lendmark Financial Services offers a comprehensive benefits package for employees and dependents that includes medical, dental, vision benefits, paid time off, paid holidays, 401(k), life insurance, long-term disability, tuition assistance and an employee assistance program. We also offer optional benefits such as critical care, auto, home and pet insurance as well as other ancillary insurance options.

GENERAL SUMMARY:

The Loan Consultant I provides exceptional customer experience while providing personal loan solutions. This position focuses on building a customer base through sales, loan extension and merchant referrals. Role success will be based on creation of customer experience, generation of business, compliance, attainment of monthly goals, and accuracy.

MAJOR DUTIES / RESPONSIBILITIES

• Greet, assist and solicit individuals entering the office and calling by phone; receive and process credit and employment verifications, and record information obtained; process payments, distributions, make recommendations regarding loan approvals; approve loans up to established lending limits, complete loan closings, handle account activities related to collection accounts, including phone calls and face to face communications with customers.
• Prepare reports, correspondences, transaction documentation, and record and file documentation; operate cash drawer, process bank deposits, maintain records and balances and closing of the branch.
• Actively market all branch products and services to individuals.
• Perform all other duties as assigned by management.

BASIC REQUIREMENTS:

• High School Diploma or comparable education or related training
• 0-2 years consumer finance or related experience
• Cash handling; computer skills; customer service skills
• Ability to work with minimum supervision
• Excellent communication skills
• Proficient working knowledge of Microsoft Windows, Excel and Word Applications

PREFERRED/DESIRED QUALIFICATIONS:

• Associates or Bachelor’s Degree
• Bilingual, Spanish/English
  

WORK ENVIRONMENT:

Office Environment

If you are interested in a fast paced, high growth, team oriented and great culture environment, you’ll enjoy a career with us!