Customer Service Representative

OneMain Financial; London (KY); On-site; USD 40,000 - 60,000; Full time

Benefits offered by this job

Health and wellbeing options

Up to 4% matching 401(k)

Employee Stock Purchase Plan

Tuition reimbursement

Paid time off

Paid sick leave

Paid holidays

Volunteer time

Job summary

OneMain Financial is seeking a customer service professional to support customers via phone and digital channels, handling inquiries, payments, and account issues. The role emphasizes compliance with FDCPA and related regulations, while delivering accurate, timely responses and helping customers achieve resolutions.

Based in a busy call center, the position requires strong communication, the ability to work across multiple systems, and a customer-first approach in a fast-paced environment.

Qualifications

• HS Diploma/GED required or preferred.
• 2-4 years of call center experience.
• Ability to listen and offer appropriate products or solutions.
• Demonstrated customer service skills.

Responsibilities

• Respond to calls using inbound and outbound dialer with focus on quality and first call resolution.
• Provide website support including technology assistance and password resets.
• Handle payments, arrangements, and various customer concerns.
• Maintain and document information on customer accounts; discuss delinquencies and refunds.
• Communicate with customers via web chat, text and phone while following laws and policies.

Skills

Customer service

Communication skills

Bilingual English/Spanish

Education

HS Diploma/GED

Job description

Responsibilities

In the Role Responding to calls utilizing an inbound and outbound dialer, with focus on quality and first call resolution OneMain website support, including technology assistance, password resets and a multitude of customer support activities, including payment arrangements, addressing customer concerns when they receive a declined notification Handling customer complaints, branch issues, delinquency levels and refunds Multiple portfolio servicing, including cash advances, convenience checks and settlements Work with clients in a consultative manner in accordance with all applicable laws, policies, and procedures Negotiate with customers to resolve account matters Maintain and notate all appropriate information and documentation on customer accounts Lien releases paid out processing, questions regarding closed or resolved accounts Work together as both team member and individual contributor in a goal-oriented environment to meet individual and team targets Maintain compliance with FDCPA (Fair Debt Collection Practices Act), all state and federal regulations concerning telephone servicing Customer Communication through digital channels, including web chat, text, and phone communication, while successfully navigating systems to provide accurate and timely customer responses.

Requirements

• HS Diploma/GED Preferred Requirements
• 2-4 years’ Call Center experience preferred
• Proven track record and demonstrated ability to listen and offer appropriate products or services and customer solutions
• Demonstrated customer service skills
• Excellent and engaging communication skills
• Ability to thrive in a fast-paced team environment and work in several systems simultaneously
• Ability to quickly analyze challenging problems / situations and provide solutions
• Bilingual English / Spanish skills a plus, but not required

Benefits

• Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
• Up to 4% matching 401(k)
• Employee Stock Purchase Plan (10% share discount)
• Tuition reimbursement
• Paid time off (15 days’ vacation per year, prorated based on start date)
• Paid sick leave as determined by state or local ordinance (prorated based on start date)
• 11 Paid holidays (4 floating holidays, prorated based on start date)
• Paid volunteer time (3 days per year, prorated based on start date)

Company Overview

OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we’ve looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future. Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we’re committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There’s never been a better time to shine with OneMain. Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That’s why we’ve packed our comprehensive benefits package for full- and some part-timers with:

Equal Opportunity Statement

OneMain Holdings, Inc. is an Equal Employment Opportunity (EEO) employer. Qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship status, color, creed, culture, disability, ethnicity, gender, gender identity or expression, genetic information or history, marital status, military status, national origin, nationality, pregnancy, race, religion, sex, sexual orientation, socioeconomic status, transgender or on any other basis protected by law.

OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we've looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future. In our more than 1300 community branches and across the U.S., team members help millions of customers solve critical financial needs, including debt consolidation, home and auto repairs, medical procedures and extending household budgets. We meet customers where they want to be - in person, by phone and online. At every level, we're committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There's never been a better time to shine with OneMain.