Customer Care Specialist

UMB Bank; Missouri; On-site; USD 39,000 - 57,000; Full time

Job summary

UMB Bank is seeking a Customer Care Specialist in Missouri to deliver an unparalleled customer experience, resolving complex consumer loan inquiries and serving as SME for Mainstream call center agents, branch staff, and internal partners.

You will support multiple channels, stay updated on product offerings and regulatory changes, and drive proactive communication to ensure client satisfaction. Performance metrics include call quality, attendance, and compliance.

Qualifications

• Requires associate degree or equivalent work experience.
• 2 years of experience in loan customer service.
• Ability to work Monday–Friday 10:30am–7:00pm CT.
• Knowledge of basic banking products and core banking systems.

Responsibilities

• Provide service and support to customers through multiple contact portals.
• Refer to appropriate teams and resolve escalations for consumer loans.
• Review processes for efficiency and suggest improvements.
• Maintain knowledge of product offerings and regulatory changes.
• Act as SME and point of contact for related teams.
• Deliver exceptional customer service to mutual funds, private wealth, and consumer loans clients.

Skills

Customer service

Communication

Multi-system access

Flexible schedule

Education

Associate degree or equivalent work experience

Job description

The Customer Care Specialist delivers the Unparalleled Customer Experience and build relationships through customer interactions to resolve issues. They serve as subject matter expert and point of contact for Mainstream call center agents, branch representatives, Private Wealth advisors, Program Administrators and internal Business Partners to provide consultation, research, and solutions for complex inquiries, issues, and escalations related to consumer loans. Performance will be measured based on Call Quality, Attendance, Adherence to Schedule, and Compliance/Errors. Associate must demonstrate professionalism in all internal and external interactions including all Mutual Funds, Private Wealth, and Consumer Loans clients and customers.

How You Will Spend Your Time

• Provide service and support to our customers through multiple contact portals. This will require the ability to access multiple systems for appropriate products. Associate will learn and maintain skills through peer and on the job training.
• Must review and adhere to regular departmental communications/alerts. Associate will be part of a team atmosphere and expected to participate and interact with all members of their team, leadership, and other Lines of Business in an appropriate manner.
• Review all processes and procedures critically to determine efficiency and recommend changes as needed.
• Maintain a high level of knowledge/awareness in current business objectives.
• Stay current with all new product offerings/enhancements, regulatory/legislative changes, and changes in technology.
• Act as subject matter expert and point of contact for Mainstream call center agents, branch representatives, Private Wealth advisors, Program Administrators and internal Business Partners to provide consultation, research, and solutions for complex inquiries, issues, and escalations related to consumer loans.
• Provide proactive communication with clients and internal business partners (Branch, Private Wealth and IBIS) regarding all components of client experience and set proper expectations. Research escalated issues and resolve or refer resolution to appropriate teams.
• Delivers exceptional customer service to customers and clients when identifying and resolving needs. Associate is responsible for UMB consumer and small business, mutual funds, private wealth, and consumer loans.

This position was posted on 09/16/2026. The application deadline for this position is 45 days from the posting date unless filled earlier.

Mutual Fund duties include but are not limited to the following

• Receiving inbound calls form UMB employees, Clients, Customers, and 3rd Party contacts. Approving debit card applications in Acesys Completing email requests through the Mutual Fund and Debit email boxes Lost/Stolen (ST) report completion Mutual Funds request logs Debit Work cases Rapid Reports Demographics Reports Processes non Fraud disputes and temporary credits for Private Banking and Institutional Banking and Investor Services (IBIS)
• Performs other duties as assigned

Loans duties include but are not limited to the following

• Receiving inbound calls form UMB employees, Clients, Customers, and 3rd Party contacts
• Complete Loan Payoff requests for a variety of products according to bank policy
• Calculating finance charges Demographic Updates
• Performs other duties as assigned

We're excited to talk with you if

• You have an associate degree or equivalent work experience
• You have 2 Years experience in Loan Customer Service
• Must be able to work M-F 1030am-7pm CT
• You have knowledge of basic banking products including checking, loans, debit and accounts Knowledge of Mainframe, TSYS/TCS, Hogan, FIS, and Power Image Knowledge of policies and regulations (i.e. Disputes, Fraud, Patriot Act, Check 21, Reg. E,)
• You are able to work escalated matters appropriately and professionally to a resolution
• You have experience interacting with customers via multiple contact portals
• You demonstrate strong written and verbal communication skills with all levels of management and Lines of Business partners
• You have the ability to interact with and manage multiple computer systems to access client information
• You have an understanding of privacy regulations and the need to authenticate customers prior to discussing account information
• You demonstrate the ability to learn and pass assessments/training certificates

Compensation Range

$38,916 - $57,244

The posted compensation range on this listing represents UMB’s good faith and reasonable estimate based on its budget and what it expects to be the starting pay for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. Please see the description of benefits included with this job posting for additional information.

UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.

Are you ready to be part of something more?

You're more than a means to an end—a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard.

UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to [e-mail] to let us know the nature of your request.

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