Credit Underwriter II – Portfolio Risk & Solutions

NBMBAA; Chicago (IL); On-site; USD 87,000 - 200,000; Full time

Job summary

NBMBAA in Chicago, IL seeks an experienced Credit Underwriter II to own and monitor credit opportunities for vendor programs and end-user clients. You will independently manage low-to-medium complexity transactions, perform credit analysis, and coach teammates on credit requirements.

The role emphasizes timely analysis, risk assessment, and collaboration with Risk Management Officers and Credit Products Managers to ensure compliant, optimal financing solutions.

Qualifications

• 3+ years of commercial credit underwriting (Middle Market, Large Corporate, Leveraged Finance) and credit analysis experience.
• Must have effective presentation, structuring, financial statement and risk analysis skills.

Responsibilities

• Manages the risk of a portfolio of assigned vendor programs, including timely preparation of periodic program status reviews and annual program renewals.
• Evaluates new end-user credit opportunities including identification and assessment of risks and identifying mitigating factors.
• Partners with client-facing teammates to consult on sales opportunities and provide product expertise to deliver the best solution.
• Underwrites new transactions, analyzes credit risk, negotiates and closes deals while adhering to policy, procedures and regulatory requirements.
• Structures lease/loan terms including pricing, rates, payment, term, collateral.
• Reviews and analyzes financial statements, and assigns and confirms risk ratings.

Skills

Credit underwriting

Financial analysis

Risk assessment

Portfolio management

Negotiation

Leasing/loan structuring

Job description

NBMBAA in Chicago, IL seeks an experienced Credit Underwriter II to own and monitor credit opportunities for vendor programs and end-user clients. You will independently manage low-to-medium complexity transactions, perform credit analysis, and coach teammates on credit requirements.

The role emphasizes timely analysis, risk assessment, and collaboration with Risk Management Officers and Credit Products Managers to ensure compliant, optimal financing solutions.