Credit UW I, II or Senior

Bank of America; Boston (MA); Sur place; USD 88 000 - 188 000; Plein temps

Avantages offerts par ce poste

Industry-leading benefits

Résumé du poste

Bank of America is seeking a seasoned Commercial Banking underwriter to support underwriting and monitoring for a portfolio of mid-to-large clients. You will independently manage transactions of moderate complexity and deliver financial analyses to inform loan decisions.

Strong analytical skills, financial modeling expertise, and the ability to coach teammates on credit requirements are required. Based in Boston, MA with in-office collaboration.

Qualifications

• 3+ years of solid experience in Commercial Banking underwriting, financial analysis, structuring, and portfolio management.
• Strong communication and analytical/technical skills, including financial accounting, modeling and loan structuring.

Responsabilités

• Manages a portfolio of clients supporting underwriting and/or monitoring with limited to moderate complexity.
• Independently collaborates with Relationship Management and Risk teammates to understand structuring needs.
• Delivers financial modeling, loan structure, industry, economic, and other analyses to support loan decisions.
• Reviews work of junior teammates to provide feedback and ensure compliance with laws, rules, etc.
• Has credit approval for certain credit actions.
• Leads loan structure conversations and completion of loan documentation with internal/external partners.

Connaissances

Attention to Detail

Credit and Risk Assessment

Financial Analysis

Underwriting

Written Communications

Analytical Thinking

Credit Documentation Requirements

Financial Forecasting and Modeling

Recording/Organizing Information

Business Acumen

Collaboration

Collateral Management

Loan Structuring

Prioritization

Formation

BA/BS in Finance or related field

Description du poste

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates' physical, emotional, and financial wellness through affordable, competitive and flexible benefits.

We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.

Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.

At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description:

This job is responsible for supporting credit underwriting and monitoring for new and existing clients in partnership with a credit team. Key responsibilities include independently managing transactions or portfolios of limited to moderate complexity, completing and reviewing credit analysis, evaluating risks, and writing financial analysis. Job expectations include leading the process, ensuring timely and accurate analysis, and coaching teammates on credit requirements.

Responsibilities:

• Manages a portfolio of clients supporting underwriting and/or monitoring requirements with limited to moderate complexity
• Independently works with Relationship Management, and Risk teammates to understand structuring needs and requirements
• Delivers financial modeling, loan structure, industry, economic, and other analyses to team members to support the loan decision-making process
• Reviews work of junior teammates to provide feedback/coaching and ensure compliance with laws, rules, regulations and policy procedure
• Has credit approval for certain credit actions
• Leads loan structure conversations and completion of loan documentation with internal/external legal partners

Skills:

• Attention to Detail
• Credit and Risk Assessment
• Financial Analysis
• Underwriting
• Written Communications
• Analytical Thinking
• Credit Documentation Requirements
• Financial Forecasting and Modeling
• Recording/Organizing Information
• Business Acumen
• Collaboration
• Collateral Management
• Loan Structuring
• Prioritization

Required Qualifications:

• - 3+ years of solid experience in Commercial Banking (Middle Market, Large Corporate, Leveraged Finance, Financial Sponsors or other highly complex credits) underwriting, performing financial analysis, structuring, and portfolio management
• - Strong communication and analytical/technical skills, including financial accounting, modeling and loan structuring.

Desired Qualifications:

• - Participate with RM or CO's to negotiate Credit Agreements & loan documents, as needed.
• - Be knowledgeable of the closing process & timeline for all types of loans (i.e. real estate, revolvers, etc.)
• - BA/BS Desired

Shift: 1st shift (United States of America)

Hours Per Week: 40

Pay Transparency details

US - MA - Boston - 100 Federal St - 100 Federal St Lp (MA5100)

Pay and benefits information

Pay range

$88,000.00 - $187,500.00 annualized salary, offers to be determined based on experience, education and skill set.

Benefits

This role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.