Credit Team Lead — Hybrid: Lead & Mentor Credit Analysts

River Run Services, LLC; Leominster (MA); Hybrid; USD 110,000 - 165,000; Full time

Benefits offered by this job

Hybrid work model

Job summary

River Run Services, LLC is seeking a Credit Team Lead to supervise and develop a team of Credit Analysts, oversee workflow, onboarding, and training while updating underwriting processes and credit policies. The role may also underwrite transactions by analyzing financials and providing clear insights to decision-makers through collaboration with Credit and Lending teams.

The position follows a hybrid work model with three days onsite in Leominster, MA, and two days remote from home, supporting

Qualifications

• Bachelor's degree in finance, accounting, business, or related field; Master’s preferred.
• 7–10 years of commercial credit analysis or underwriting experience in banking.
• Strong knowledge of bank policies, procedures, and regulatory requirements.
• Expertise in cash flow analysis, loan policy, covenants, and compliance; able to train others.
• Clear and effective written and verbal communication skills.
• Proficient in spreadsheets, credit spreading tools, and loan systems.

Responsibilities

• Provide leadership to the Credit team and uphold the credit culture.
• Manage workflow, onboarding, and training; update underwriting processes.
• Underwrite transactions and provide clear credit insights to decision-makers.
• Collaborate with Credit, Lending, and Portfolio Managers across MHC banks.
• Identify portfolio issues and propose action plans or risk rating adjustments.
• Complete annual reviews and process new credit requests for commercial borrowers.
• Provide backup for appraisal, environmental documentation, reporting and related tasks.
• Support underwriting and portfolio monitoring for Commercial Lenders across the MHC.

Skills

Credit analysis

Team leadership

Underwriting

Cash flow analysis

Regulatory knowledge

Communication

Education

Bachelor's degree in finance, accounting, business, or related field

Master's degree preferred

Tools

Spreadsheets

Credit spreading tools

Loan systems

Job description

River Run Services, LLC is seeking a Credit Team Lead to supervise and develop a team of Credit Analysts, oversee workflow, onboarding, and training while updating underwriting processes and credit policies. The role may also underwrite transactions by analyzing financials and providing clear insights to decision-makers through collaboration with Credit and Lending teams.

The position follows a hybrid work model with three days onsite in Leominster, MA, and two days remote from home, supporting