Credit Strategy Underwriting Analyst

College Avenue Student Loans LLC; Newark (DE); On-site; USD 85,000 - 110,000; Full time

Job summary

College Avenue Student Loans LLC in Delaware seeks a Credit Strategy Analyst to translate data into actionable underwriting strategies that balance growth, risk, and customer experience. You will design experiments, build dashboards, and monitor results in a regulated consumer lending environment.

The role is based in Wilmington, DE, with in-office presence three days a week and optional remote work on Thursday and Friday.

Qualifications

• Bachelor’s degree in Math, Economics, Statistics, Data Science, Finance, or a related field.
• 2-5 years of analytics experience in financial services, fintech, or consumer lending.
• Strong proficiency in SQL, Python, SAS, or R.

Responsibilities

• Analyze credit performance and portfolio trends to inform underwriting strategies.
• Collaborate with cross-functional teams to translate strategies into production execution.
• Design, implement, and evaluate experiments (A/B testing, champion/challenger).
• Track and report key performance metrics with dashboards for leadership.
• Monitor strategy execution in real time to ensure accuracy and compliance.
• Maintain clear documentation of strategy design, execution, and results.

Skills

SQL

Python

SAS

R

Education

Bachelor’s degree in Math, Economics, Statistics, Data Science, Finance, or a related field

Job description

Job Description Position Summary

We are seeking a highly analytical and technically skilled Credit Strategy Analyst to join our Credit team. This role will focus on the analytics and execution of underwriting strategies that balance growth, risk, and customer experience. The ideal candidate will have a strong foundation in quantitative analysis and data science, hands-on experience using tools such as SQL, Python, SAS, or R, and a background in financial services, fintech, or consumer lending. This position requires the ability to translate complex data into actionable insights and executable strategies within a regulated credit environment.

Responsibilities

• Analyze credit performance and portfolio trends to generate insights that inform underwriting strategies.
• Collaborate with cross-functional teams to translate strategies into accurate production execution.
• Design, implement, and evaluate experiments (A/B testing, champion/challenger) to measure and optimize outcomes.
• Track and report key performance metrics, building dashboards and reports for leadership visibility.
• Monitor strategy execution in real time and post-deployment to ensure accuracy, compliance, and alignment with business objectives.
• Maintain clear documentation of strategy design, execution, and performance results.

Qualifications & Competencies

• Bachelor’s degree in Math, Economics, Statistics, Data Science, Finance, or a related field.
• 2-5 years of experience in analytics within financial services, fintech, or consumer lending.
• Strong proficiency in SQL, Python, SAS, R, or similar analytical tools.
• Strong analytical and problem-solving skills.
• Excellent communication and presentation skills.
• Collaborative mindset with cross-functional teams.
• Attention to detail and a commitment to data integrity.

Location

This position is based out of our Wilmington DE office. It is required to be in-office three days a week (Monday, Tuesday, Wednesday), with the option of working remotely on Thursday and Friday.