Credit Strategy Lead: Data-Driven Lending Growth

United States Digital Space LLC; San Francisco (CA); On-site; USD 140,000 - 190,000; Full time

Job summary

United States Digital Space LLC in San Francisco is seeking a Credit Strategy Lead to design and implement data-driven credit risk strategies across Personal Loan, Student Loan Refinance, and Credit Card products. You will collaborate with Business Units, Product and Engineering to drive revenue while controlling risk.

The role requires advanced analytics, experience in strategy lifecycle, and strong communication with senior management.

Qualifications

• 4+ years of related experience in credit strategy or risk analytics.
• Experience in strategy lifecycle from development to post-implementation monitoring.
• Proven ability to synthesize data into clear recommendations for senior management.

Responsibilities

• Architect pre-screen and underwriting strategies.
• Analyze data to develop and refine credit risk strategies across multiple products.
• Collaborate with Business Units, Capital Markets, Product and Engineering.
• Monitor performance of strategies and communicate results to stakeholders.
• Drive revenue growth while controlling risk through data-driven decisions.

Skills

SQL

Python

Excel

Analytical thinking

Communication

Business acumen

Decision trees

Regression modeling

A/B testing

Tableau

Education

Master’s or PhD in Statistics/Mathematics/Engineering/Computer Science

4+ years consumer lending credit strategy experience

Tools

Tableau

SAS

Job description

United States Digital Space LLC in San Francisco is seeking a Credit Strategy Lead to design and implement data-driven credit risk strategies across Personal Loan, Student Loan Refinance, and Credit Card products. You will collaborate with Business Units, Product and Engineering to drive revenue while controlling risk.

The role requires advanced analytics, experience in strategy lifecycle, and strong communication with senior management.