Credit Strategy & Analytics Leader

BMO U.S.; Illinois; On-site; USD 85,000 - 180,000; Full time

Job summary

BMO U.S. is seeking a senior risk program professional in Illinois to drive analytics, reporting and credit strategy alignment with risk appetite and business objectives. The role emphasizes governance, control design and cross-functional collaboration with senior leaders.

Responsibilities include leading analytics, presenting results, and ensuring compliance with regulatory obligations while delivering measurable business impact for the indirect lending segment.

Qualifications

• Program management skills are required (expert).
• Strong verbal and written communication abilities (expert).
• Analytical/problem solving skills with an evidence-based approach.
• Influence skills and stakeholder management ability.
• Collaborative mindset with cross-team coordination.
• Ability to manage ambiguity and adapt to changing priorities.
• Data-driven decision making across risk, controls and metrics.

Responsibilities

• Designs and conducts analytics to assess emerging credit risk trends and behaviors.
• Makes recommendations for changes to credit strategy based on quantitative and qualitative analysis.
• Manages and delivers data, reporting and analysis to support the Indirect business.
• Proactively identifies opportunities to improve processes and analytics methods.
• Develops presentations to communicate results to key stakeholders and forums.
• Maintains comprehensive reporting and monitoring of credit quality, operations and performance.
• Supports the design, governance and control requirements for risk programs and regulatory obligations.

Skills

Program management

Verbal & written communication

Analytical thinking

Influence & negotiation

Collaboration & teamwork

Ambiguity tolerance

Data-driven decision making

Education

Post-secondary degree in related field

Job description

BMO U.S. is seeking a senior risk program professional in Illinois to drive analytics, reporting and credit strategy alignment with risk appetite and business objectives. The role emphasizes governance, control design and cross-functional collaboration with senior leaders.

Responsibilities include leading analytics, presenting results, and ensuring compliance with regulatory obligations while delivering measurable business impact for the indirect lending segment.