Credit Strategy Analyst: Auto Portfolio Insights

JPMorganChase; Plano (TX); On-site; USD 70,000 - 95,000; Full time

Job summary

JPMorganChase in Plano, TX is seeking a Credit Strategy Associate within the Chase Auto Credit Decisioning Unit to support credit leadership in analyzing consumer credit performance and portfolio risk management. You will monitor trends, prepare reports, and help implement credit strategies.

Reporting to the Credit Strategy leadership team, you will leverage your analytical skills, collaborate with Risk, Underwriting, Finance and Legal, and participate in strategic initiatives and special

Qualifications

• Bachelor's degree in finance, economics, business, data analytics, or a related discipline.
• Minimum 2 years of relevant experience in consumer credit, credit risk, portfolio analytics, or underwriting.
• Strong analytical skills with the ability to interpret data and identify trends.
• Proficiency in Excel and quantitative tools.
• Effective written and verbal communication to present findings.

Responsibilities

• Assist with credit analysis and portfolio performance monitoring to identify risk trends.
• Support development and maintenance of underwriting guidelines and risk frameworks.
• Prepare data-driven reports and presentations for credit leadership and cross-functional partners.
• Help evaluate credit exposures and recommend risk mitigation actions.
• Collaborate with Risk, Underwriting, and Finance teams to operationalize credit strategy.

Skills

Analytical skills

Excel

Credit risk knowledge

Communication skills

Teamwork

Education

Bachelor's degree in finance, economics, business, data analytics or related discipline

Tools

SQL

Tableau or Power BI

Job description

JPMorganChase in Plano, TX is seeking a Credit Strategy Associate within the Chase Auto Credit Decisioning Unit to support credit leadership in analyzing consumer credit performance and portfolio risk management. You will monitor trends, prepare reports, and help implement credit strategies.

Reporting to the Credit Strategy leadership team, you will leverage your analytical skills, collaborate with Risk, Underwriting, Finance and Legal, and participate in strategic initiatives and special