Credit Risk Strategy Data Scientist — Fintech Analytics

BILL; Oregon; Hybrid; USD 96,000 - 115,000; Full time

Benefits offered by this job

Health insurance

HSA & FSA

Life Insurance

Disability Insurance

Mental Wellbeing & EAP

Stock Purchase Program

Holidays & flexible time off

Employee recognition

Job summary

BILL is redefining financial automation for SMBs. We’re seeking a Credit Risk Strategy Data Scientist to build risk frameworks, deploy monitoring rules, and collaborate with Product, Engineering, and Operations. You’ll translate complex analytics into actionable insights that drive decisions and protect the business.

Join a remote-first team with offices in San Jose and Draper, and help us innovate risk management at scale across the US.

Qualifications

• 3+ years of fraud or credit risk strategy in fintech, ecommerce, or online payments.
• Proficiency in SQL and Python and ability to handle large datasets.
• Ability to translate analytics into actionable business decisions.

Responsibilities

• Lead development, maintenance, and refinement of risk strategy frameworks and rules.
• Build and interpret analytics to influence decision-making.
• Collaborate with product, engineering, and operations on requirements.
• Create performance dashboards and monitoring tools (e.g., Tableau).
• Identify new opportunities to optimize risk processes and trends.
• Mentor junior team members to help them grow.

Skills

SQL

Python

Data analysis

Communication

Rule deployment

Tools

Tableau

Job description

BILL is redefining financial automation for SMBs. We’re seeking a Credit Risk Strategy Data Scientist to build risk frameworks, deploy monitoring rules, and collaborate with Product, Engineering, and Operations. You’ll translate complex analytics into actionable insights that drive decisions and protect the business.

Join a remote-first team with offices in San Jose and Draper, and help us innovate risk management at scale across the US.