Credit Risk Senior Analyst, Assistant Vice President

Citi; New York (NY); Hybrid; USD 90,000 - 120,000; Full time

Benefits offered by this job

Telehealth options

Expanded Paid Parental Leave

Learning and development resources

Generous paid time off

Job summary

Citi is seeking an Assistant Vice President, Credit Risk Senior Analyst, to join their team in New York. This role focuses on managing credit risk for commercial banking relationships by facilitating the lending process and ensuring compliance with internal frameworks.

The ideal candidate will have extensive experience in credit underwriting and portfolio management within a multinational financial services organization. Strong analytical and communication skills are essential, along with a Bachelor's degree.

Qualifications

• Experience in credit underwriting or portfolio management with a financial services organization.
• Demonstrated knowledge of financial concepts in credit underwriting.
• Highly proficient in productivity and presentation tools.

Responsibilities

• Facilitate annual reviews and portfolio management processes.
• Develop knowledge of portfolio and industry for effective analysis.
• Produce analysis for underwriting requests and reviews.

Skills

Credit underwriting experience

Portfolio management

Basic accounting knowledge

Excellent communication skills

Strong data visualization skills

Education

Bachelor's degree

Tools

Spreadsheet applications

Word processing applications

Presentation applications

Job description

Credit Risk Senior Analyst, Assistant Vice President

Location: City of Taguig, Metro Manila, Philippines

Job Type: Hybrid

Job Overview

We’re currently looking for a high caliber professional to join our team as Assistant Vice President, Credit Risk Senior Analyst - Hybrid (Internal Job Title: Credit RiskSenior Analyst - C12) based in Citi Plaza, Taguig City, Philippines. The role focuses on facilitating the lending process, performing annual reviews, supporting underwriting, and monitoring credit risk for commercial banking relationships, ensuring compliance with internal and regulatory frameworks.

Benefits

• Citi provides programs and services for your physical and mental well‑being including access to telehealth options, health advocates, confidential counseling and more. Coverage varies by country.
• Expanded Paid Parental Leave Policy to include Citi employees around the world.
• Resources to manage financial well‑being and plan for the future.
• Learning and development resources to broaden and deepen your skills and knowledge.
• Generous paid time off packages and programs to balance work and life.
• Volunteer opportunities: In 2019, Citi employee volunteers contributed more than 1 million volunteer hours.

Responsibilities

• Facilitate the end-to-end annual review and portfolio management process within the NAM CCB for the assigned relationships and portfolio.
• Rapidly develop knowledge of assigned portfolio and industry, and create well-supported analysis that effectively balances risk and business objectives.
• Ensure appropriate regulatory classification and minimize net credit losses for covered portfolio, as well as identify emerging areas of concern that should be escalated.
• Produce the underlying analysis and workflow supporting underwriting requests for new-to-bank and existing credit relationships, including pre‑screening opportunities; facilitate amendments and extensions; perform annual reviews and other credit requests, including the related diligence.
• Timely analysis and preparation of monthly and/or quarterly financial memo reviews of existing borrowers to track compliance with loan covenants, raising potential concerns and taking necessary actions in partnership with other key stakeholders for the assigned portfolio.
• Develop and maintain an extensive knowledge of the various credit products and services offered to CCB clients.

Qualifications

• Experience in credit underwriting, portfolio and/or risk management with a multinational financial services organization.
• Demonstrated knowledge of basic accounting and financial concepts and their practical application in the credit underwriting process.
• Excellent communication (written, verbal, presentation and listening) and organizational skills; ability to complete multiple priorities in a timely manner.
• Demonstrates learning agility: seeks out resources and experience to continually build knowledge/skills; quickly and successfully applies learning to new situations.
• Highly proficient in spreadsheet, word processing and presentation applications, including strong data visualization skills.
• Bachelor’s degree; advanced degree(s) and other certifications considered but not required.

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review, please contact Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.