Credit Risk Review Analytics Manager

Seacoast Bank; Jacksonville (FL); On-site; USD 110,000 - 160,000; Full time

Job summary

Seacoast Bank in Jacksonville, FL is seeking a senior Credit Risk Analytics Manager to oversee CRR's credit risk analytics and ensure compliance with UBS policy and U.S. regulatory expectations.

You will manage data integration, develop data-driven risk analyses, support monthly risk assessments and board reports, mentor a small team, and ensure data touchpoints comply with global and local protocols. Some travel may be required.

Qualifications

• Bachelor’s degree in MIS, Finance, Business Administration, Economics or Accounting or equivalent work experience is necessary.
• MBA, financial certification (CFA, FRM) and/or formal financial services credit training is highly desirable.
• 10+ years’ financial services experience with extensive knowledge of credit and credit risk in various sectors.
• 10+ years’ experience with SQL, Oracle, Qlikview and/or Python in data management supporting credit risk reporting.
• Familiarity with multiple credit products and willingness to learn new ones.
• Expert knowledge of Microsoft Office suite.

Responsibilities

• Manage data integration for CRR to perform core functions.
• Develop and maintain data-driven risk analyses for subject credit risk portfolios.
• Create data-driven sample files aligned with U.S. regulatory expectations.
• Generate timely credit risk reporting for monthly risk assessments and Board reports.
• Track CRR issues in firm-wide tracking systems and maintain audit trails.
• Lead continual improvement of CRR workpaper platform for stability and efficiency.
• Ensure data touchpoints comply with UBS and local policies and requirements.
• Assist in planning and executing the CRR annual Plan.
• Maintain compliance with all data and systems policies and regulatory requirements.
• Lead emergency contingency and recovery plans; undertake special projects as directed.

Skills

Leadership

Team management

Interpersonal communication

Independent work

Mentoring

Travel willingness

Education

Bachelor’s degree in MIS/Finance/Business Administration/Economics/Accounting

MBA or CFA/FRM desirable

Tools

SQL

Oracle

Qlikview

Python

Job description

JOB SUMMARY:

Manage Credit Risk Review’s (CRR) credit risk analytics in support of its regulatory mandate to provide a fully independent analysis of U.S.-based credit risk, including ensuring risk rating integrity and the conformity of all credit extensions with UBS policy and regulatory guidance/expectations.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

• Manage all data integration necessary for CRR to perform its core functions.
• Develop and maintain comprehensive, data-driven risk analysis for subject credit risk portfolios.
• Develop and maintain data-driven sample selection files which align with U.S. regulatory expectations. Utilize data to inform sample selection via the identification of higher-risk credits.
• Generate timely credit risk reporting to be used in monthly risk assessments, quarterly Board reports, and ad-hoc/regulatory requests.
• Manage the recording and tracking of CRR Issues on firm-wide issue tracking systems as necessary.
• Manage continual improvement of CRR’s workpaper platform to ensure stability, efficiency and audit trails.
• Ensure all data touchpoints are in full compliance with UBS global and local protocols and requirements.
• Assist in the planning and execution of the CRR annual Plan as directed.
• Maintain a thorough understanding of, and CRR’s full compliance with, all UBS data and systems policies and relevant U.S. regulatory requirements.
• Lead and manage CRR’s emergency contingency and recovery plans.
• Undertale additional responsibilities/special projects as directed.

EDUCATION and/or EXPERIENCE:

• Bachelor’s degree in MIS, Finance, Business Administration, Economics or Accounting or equivalent work experience is necessary. MBA, financial certification (CFA, FRM, etc.) and/or successful completion of a formal financial services credit training program highly desired.
• 10+ years’ financial services experience with extensive knowledge of credit and credit risk in the commercial/ industrial, commercial real estate and/or retail industries.
• 10+ years’ experience working with SQL, Oracle, Qlikview and/or Python in data management in direct support of the credit, credit risk, credit risk review, credit administration and/or credit regulatory reporting function of a financial institutions and/or U.S. regulatory agency (FRB, OCC, FDIC, etc.).
• Familiarity with a variety of credit products (corporate credit, mortgages, acquisitions financing, project financing, trade financing, leasing, securitizations, derivatives, etc.) and a willingness to learn new credit products.
• Expert knowledge of Microsoft Office products suite.
• Ability to work independently and proactively with minimal supervision.
• Excellent interpersonal communication (written and verbal) and negotiating skills.
• Ability to mentor and manage a small team (1-3 people).
• Some travel may be required.

The Statements above are intended to describe the general nature and level of work being performed by people assigned to this position. They are not intended to be an exhaustive list of responsibilities, duties, and skills. Because these statements are general, the job description is used for a variety of purposes including job evaluations; performance reviews; recruitment; etc. All Associates are required to adhere to the highest legal and ethical standards applicable to our industry. It is the policy of Seacoast Bank that all Associates will be familiar and compliant with all regulatory, legal, ethical and Bank risk mitigation requirements pertaining to both our industry and their individual roles. This includes the on time, successful completion of annual required training post-hire and effective execution of role responsibilities.