Credit Risk Quantitative Analyst — ML & Modeling

Regions Bank; Birmingham (AL); On-site; USD 95,000 - 130,000; Full time

Benefits offered by this job

401K with Company Match

Medical, Dental and Vision Benefits

Paid Vacation/Sick Time

Parental Leave

Job summary

Regions Bank is seeking a Risk Quantitative Analyst to join a strategic team responsible for stress testing, loss forecasting, and portfolio analytics. You will design and implement credit models using quantitative methods, collaborating with senior analysts to ensure rigor and accuracy.

You will help evaluate model performance and communicate findings to stakeholders. The role requires a quantitative background, strong programming skills in SQL, VBA, Python, Java, C#, R, and SAS, and the

Qualifications

• Bachelor’s degree in a quantitative field and 3 years of related experience
• Proficiency in SQL, VBA Script, Python, Java, C#, R, and SAS
• Experience analyzing data and building mathematical models

Responsibilities

• Designs, enhances, and implements credit models using mathematical, financial, statistical methods
• Collaborates with senior analysts to select appropriate models
• Evaluates model soundness and tests performance
• Documents models and supports independent validation
• Works with cross‑functional teams to identify credit risks and opportunities

Skills

SQL

VBA

Python

Java

C#

R

SAS

Analytical thinking

Education

Bachelor's degree in Computer Science, Electrical Engineering, Mathematics, Operations Research, Physics, or related field

Master's degree in Quantitative Finance, Financial Engineering, Risk Management, Statistics, Economic, Computer Science, Electrical Engineering, Mathematics, Operations Research, Physics, or related field

Tools

Excel

Job description

Regions Bank is seeking a Risk Quantitative Analyst to join a strategic team responsible for stress testing, loss forecasting, and portfolio analytics. You will design and implement credit models using quantitative methods, collaborating with senior analysts to ensure rigor and accuracy.

You will help evaluate model performance and communicate findings to stakeholders. The role requires a quantitative background, strong programming skills in SQL, VBA, Python, Java, C#, R, and SAS, and the