Credit Risk Modeler

Deel; Germany (OH); Remote; USD 60,000 - 80,000; Full time

Job summary

A global HR platform is seeking a Credit Risk Modeler to design and validate risk models to support data-driven insights. The ideal candidate will possess a strong background in credit risk modeling, regulatory compliance, and quantitative analysis. This remote role offers flexible working hours with additional perks like stock options and wellness benefits.

Benefits

Stock grant opportunities

Flexible remote work with optional WeWork access

Qualifications

• Strong track record in credit risk modeling or risk analytics roles.
• Experience developing models and ensuring regulatory compliance.
• Advanced degree in a quantitative field is required.

Responsibilities

• Develop, implement, and calibrate credit risk models.
• Ensure models are audit-ready and compliant with regulations.
• Monitor model performance and adjust as needed.

Skills

Credit risk modeling

Quantitative modeling

Regulatory compliance

Data analysis

Education

Master's degree in Statistics, Mathematics, Economics, Finance or related field

Job description

Overview

Location: UK, USA, Canada, Germany, France, Ireland | Employment Type: Full time | Location Type: Remote | Department: G&A, Finance, Risk

Deel is the all-in-one payroll and HR platform for global teams. Our vision is to unlock global opportunity for every person, team, and business. Deel combines HRIS, payroll, compliance, benefits, performance, and equipment management into one seamless platform. With AI-powered tools and a fully owned payroll infrastructure, Deel supports every worker type in 150+ countries—helping businesses scale smarter, faster, and more compliantly.

Among the largest globally distributed companies in the world, our team spans more than 100 countries, speaks 74 languages, and drives continuous learning and innovation for our customers. Deel is a leading SaaS company transforming how global talent connects with world-class companies and enabling a more diverse and inclusive global economy.

About the role

Deliver expertise and ownership in designing, developing, validating, and maintaining credit risk models that underpin sustainable credit decision-making, regulatory compliance, and data-driven business insights. As a core member of the Credit Risk & Analytics function, you will build credit risk models, support model governance and performance monitoring, and enable predictive and transparent credit modeling aligned with enterprise risk strategy.

Responsibilities

• Develop, implement, and calibrate credit risk models.
• Ensure models are audit-ready, explainable, and compliant with regulatory expectations around transparency.
• Support validation activities, leveraging statistical best practices and back-testing; refine models as needed.
• Monitor model performance metrics (e.g., accuracy, stability) and deploy corrective actions when required.
• Maintain detailed documentation of model methodology, assumptions, and validation results.
• Analyze model outputs to identify portfolio-level trends, concentrations, or emerging risk patterns.
• Ensure modeling practices align with regulatory standards and internal requirements.
• Participate actively in risk model governance processes, model approval workflows, and audit reviews.
• Explore and apply explainable AI techniques to enhance model transparency and stakeholder trust.
• Act as a subject-matter advisor to product teams, risk committees, internal audit, and regulators regarding model design and performance.
• Communicate complex modeling outcomes in clear, actionable terms suitable for both technical and non-technical audiences.

Qualifications

• Strong track record in credit risk modeling or risk analytics roles, preferably within consumer or small business lending
• Demonstrated experience developing models
• Strong technical proficiency in quantitative modeling
• Experience ensuring regulatory compliance in model development and validation
• Familiarity with model governance, documentation standards, and audit-ready practices
• Advanced degree (Master’s or higher) in a quantitative field such as Statistics, Mathematics, Economics, Finance, or a related discipline
• Professional certifications such as FRM, PRMIA, or equivalent are a plus

Total Rewards

Our workforce deserves fair and competitive pay that meets them where they are. With scalable benefits, rewards, and perks, our total rewards programs reflect our commitment to inclusivity and access for all.

Some things you’ll enjoy

• Stock grant opportunities dependent on your role, employment status and location
• Additional perks and benefits based on your employment status and country
• The flexibility of remote work, including optional WeWork access

Deel is an equal-opportunity employer that values diversity and positively encourages applications from suitably qualified and eligible candidates regardless of race, religion, sex, national origin, gender, sexual orientation, age, marital status, veteran status, disability status, pregnancy or maternity or other applicable legally protected characteristics.

We will communicate with job applicants using Deel-specific emails (e.g., @deel.com) and other acquired company emails. You can view the most up-to-date job listings on our careers page. Deel provides accommodation on request throughout recruitment for applicants with disabilities; please inform our Talent Acquisition Team at [e-mail] of the nature of the accommodation needed.

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