Credit Risk Management - Risk Analytics – Data and Reporting Team AVP

Bocusa; New York (NY); On-site; USD 65,000 - 150,000; Full time

Job summary

An established industry player is seeking a detail-oriented Credit Risk Data Analyst to enhance their risk reporting and data management processes. This pivotal role involves developing automated solutions, designing workflows, and creating insightful dashboards to drive excellence in credit risk reporting. The ideal candidate will leverage their expertise in data analysis, programming, and communication to collaborate with various stakeholders and ensure data quality. Join this dynamic team and contribute to the continuous improvement of risk management practices in a supportive and innovative environment.

Qualifications

• 4+ years in credit risk management and data analysis required.
• Proficiency in SQL and at least one programming language essential.

Responsibilities

• Develop automated solutions for reporting and data quality.
• Create dashboards and reports to support credit risk management.

Skills

Data Analysis

Credit Risk Management

Automation

Data Visualization

Communication

Education

Bachelor's degree in Computer Science

Master's degree (preferred)

Tools

SQL

Python

Java

Clicksense

Microsoft Excel

PowerPoint

Job description

Introduction

Established in 1912, Bank of China is one of the largest banks in the world, with over $3 trillion in assets and a footprint that spans more than 60 countries and regions. Our long-term outlook, institutional weight and global breadth provide our clients with a stable and reliable financial partner, whether in Corporate or Personal Banking or our Trade Services, Commodities, Financial Institutions and Global Markets lines of business.

Overview

The position will conduct various credit risk management data-related duties. The position focuses on data analytics and risk reporting.

Responsibilities

Credit Risk Data Control and Analysis

• Assist in developing automated solutions to support business processes and reporting procedures.
• Build applications or scripts for implementing automation functionalities.
• Database design for information storage purposes in both relational and non-relational infrastructures.
• Design and develop workflows and data pipelines to meet risk-related reporting requirements.
• Develop data visualizations and dashboards to support business intelligence efforts.
• Communicate with appropriate stakeholders to ensure data quality problems are identified, documented, and mitigated.
• Support process improvement, including workflow design, documentation, data security control, and identifying efficiency opportunities.
• Collaborate with credit officers, credit administration, data governance, IT, and business unit representatives to provide data analysis and governance to ensure new and emerging data required for portfolio analysis is onboarded into credit risk systems.
• Drive the automation of report and dashboard generation in a manner that promotes consistency, accuracy, and repeatability in credit risk reporting.

Credit Risk Reporting:

• Periodic reporting on the loan portfolio, including report generation in various formats such as Clicksense dashboards, Microsoft Excel reports, and PowerPoint presentations on a periodic and ad-hoc basis.
• Prepare portfolio reports and analyses, including Key Risk Indicators, exposure, credit rating, concentration, and exception management.
• Integrate and utilize data from various sources efficiently and accurately to drive excellence in risk reporting.
• Utilize knowledge of risk concepts to identify inconsistencies in the reports generated.

Credit Risk Data Support:

• Assist risk management in the design and implementation of risk reporting across various media.
• Supply data to support credit risk management, including asset quality, changes in portfolio composition, concentration, rating migration, and changes in loan provisions.

Qualifications

• Bachelor's degree in Computer Science, Statistics, Mathematics, or Economics required; MBA and Master's preferred.
• Minimum 4 years of working experience in credit risk management, data analysis, and software development required.
• Experience in at least one supportive programming language (Python, JavaScript, TypeScript, HTML, CSS, VBA, etc.) required.
• Demonstrate proficiency in at least one core programming language (Java, C, C++).
• Demonstrate proficiency in one SQL language (MSSQL, MySQL, SQLite, etc.).

Pay Range

Actual salary is commensurate with the candidate’s relevant years of experience, skillset, education, and other qualifications.

USD $65,000.00 - USD $150,000.00 /Yr.