Credit Risk & Internal Audit Analyst - Impact & Growth

SRI Conference; New York (NY); On-site; USD 90,000 - 130,000; Full time

Job summary

Goldman Sachs is seeking an Internal Audit professional focused on Credit Risk in New York. The role involves deep technical knowledge of credit risk management, product risk coverage, and risk-based audit execution.

You will engage with first and second line stakeholders and monitor risk topics across new and existing products. Ideal candidates bring a Master’s in a quantitative field, FRM or similar, and 1–2 years in credit risk or internal audit.

Qualifications

• Master's degree in management, economics, finance, accounting, and mathematics.
• A qualification in financial risk management including FRM certification is an advantage
• Experience within the financial services industry is also a plus
• Team-oriented with a strong sense of ownership and accountability
• Strong leadership, interpersonal and relationship management skills
• Strong verbal and written communication skills and presentation skills (PowerPoint, Visio, etc.)
• Knowledge of Basel Capital Accord regulatory requirements (advanced model-based and/or standardized frameworks)
• Technical awareness and understanding of credit risk measurement, stress testing, limits setting and monitoring, risk reporting and risk governance
• Effective audit mindset to independently assess the firm's internal control structure in credit risk areas
• 1-2 years of experience in credit risk management or internal audit covering credit risk
• Knowledge of financial modeling concepts (options pricing, credit default, structured products, econometrics, stress scenario creation)

Responsibilities

• Develop and maintain an in-depth technical knowledge of credit risk management and credit risk products - lending and counterparty credit risk
• Review of processes and controls related to credit risk management and credit life cycle
• Conduct meetings with stakeholders including first line and second line
• Execute risk-focused audits of credit risk audit universe, including products, legal entity and credit risk thematic coverage
• Engage in continuous monitoring of credit risk management topics for existing and new products
• Communicate credit risk management problems and issues to senior management

Skills

Credit risk management

Credit risk products

Stakeholder engagement

Audit mindset

Regulatory knowledge

Communication skills

Leadership

Financial modeling concepts

Basel capital & regulatory knowledge

Education

Master's degree in management, economics, finance, accounting, and mathematics

FRM certification (advantage)

Tools

PowerPoint

Visio

Job description

Goldman Sachs is seeking an Internal Audit professional focused on Credit Risk in New York. The role involves deep technical knowledge of credit risk management, product risk coverage, and risk-based audit execution.

You will engage with first and second line stakeholders and monitor risk topics across new and existing products. Ideal candidates bring a Master’s in a quantitative field, FRM or similar, and 1–2 years in credit risk or internal audit.