Credit Risk Associate: Analyze, Model & Influence Decisions

Goldman Sachs (lateral)

Salt Lake City (UT)

On-site

USD 80,000 - 130,000

Full time

6 days ago

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Job summary

Goldman Sachs is seeking an Associate in Global Risk to join the Credit Risk team. The role focuses on assessing, monitoring, and managing credit risk across a diverse portfolio, partnering with multiple divisions to support lending and trading activities.

Responsibilities include evaluating counterparty creditworthiness, building financial models, and presenting recommendations to senior leadership. Strong analytical and communication skills are essential to thrive in a fast-paced global

Qualifications

Bachelor's Degree in Business Administration, Finance, or related field.
3-7 years of experience in credit risk or related role.
Strong analytical and communication skills, both written and verbal.

Responsibilities

Approve counterparty research reviews and internal credit ratings analyses.
Develop cash flow projections and financial models to assess debt servicing.
Evaluate performance against budget and underwriting expectations and covenants.
Analyze credit facilities and recommend Regulatory Risk Ratings.
Present findings to senior leadership and escalate issues as needed.
Support ongoing surveillance and portfolio observations for senior management.
Maintain and update internal rating methodologies and Credit Risk policy compliance.
Provide training to junior analysts and peers.