Credit Risk & ECL Expert — Flexible, Innovative Banking

Aion Bank; United States; On-site; USD 46,000 - 82,000; Full time

Benefits offered by this job

VIP private medical care

Dental treatment

Hospitalisation package

Multisport card

Apple MacBook

Healthy snacks

Job summary

UniCredit in Poland is seeking a Credit Risk & ECL Expert to join at an exciting moment in the European banking landscape. You will oversee provisioning calculations under IFRS9, define ECL methodologies, and develop IT tools to support automated processes.

You will collaborate with cross-functional teams to ensure accurate risk reporting and data-driven forecasting, while driving efficiency through automated data workflows. Fluency in English and Polish is required.

Qualifications

• Advanced degree in Finance, Statistics, CS, Mathematics or Econometrics.
• Proven experience in credit risk modelling and data analysis.
• Strong knowledge of IFRS9 and EBA regulatory requirements.

Responsibilities

• Execute and oversee credit risk provisioning calculations (IFRS9 and local reporting standards).
• Define, implement, and refine policies governing ECL methodologies and frameworks.
• Develop and maintain IT systems and tools to support automated ECL processing.
• Design, establish, and optimize data flows feeding central reporting engines and calculation platforms.
• Partner with cross-functional teams to deliver timely, accurate, and compliant risk reporting and forecasting.
• Drive efficiency through the automation of data workflows and reporting processes.

Skills

SQL

PD/LGD/CCF

IFRS9

English & Polish fluency

Python

Google Cloud

Looker

Reporting Services

Git

Education

Advanced degree in Finance/Statistics/CS/Math/Econometrics

Tools

Looker

Reporting Services

Python

Git

Google Cloud

Job description

UniCredit in Poland is seeking a Credit Risk & ECL Expert to join at an exciting moment in the European banking landscape. You will oversee provisioning calculations under IFRS9, define ECL methodologies, and develop IT tools to support automated processes.

You will collaborate with cross-functional teams to ensure accurate risk reporting and data-driven forecasting, while driving efficiency through automated data workflows. Fluency in English and Polish is required.