Credit Risk Data Analyst II — Impairment & Analytics

Stifel Financial Corp.; St. Louis (MO); On-site; USD 85,000 - 125,000; Full time

Job summary

Stifel Financial Corp. is seeking a Bank Data Analyst II – CECL & Credit Risk in Missouri to automate data extraction from core systems and integrate data into business applications.

You will serve as a subject matter expert for raw data sets and document data dependencies, supporting loss forecasting and management reporting. The role involves collaborating with Portfolio Managers, Underwriters, and IT to calibrate PD/LGD, implement Moody's tools, and ensure data integrity across risk models

Qualifications

• Bachelor's degree in Information Technology, Computer Science or Business Administration or equivalent work experience.
• 3+ years of investment, financial or technical experience.
• Expert in SQL, Scripting and PowerBI.
• Proficient in Microsoft Excel, Word, PowerPoint, and Outlook.
• Knowledge of Tableau, AWS, Python, and R is preferred.

Responsibilities

• Responsible for the monthly production of loan impairment calculations and portfolio analytics.
• Master all aspects of processing within Impairment Studio with Moody's internal support team.
• Perform in-depth analysis and act as subject matter expert for assigned raw data sets and document data dependencies, sources and outputs that impact the allowance process.
• Support Portfolio Managers and /Underwriters with finalizing PD / LGD calibrations integrating Moody's Credit Lens and Commercial Mortgage Metrics platforms in an end-to-end Credit Risk Management process.
• Work with Bank's 3rd party consultants and Stifel IT on future aspects of the final/ new implementation packages and the department's data management strategy.
• Develop analyses to support management review of the broad loan portfolio incorporating PD/LGD metrics down to the loan/facility level.
• Improve the accuracy and consistency of loan risk ratings, and ImpairmentStudio outputs through automation and documentation of internal processes, providing data integrity and reconciliation accuracy and consistency metrics through periodic reporting.
• Documentation of existing processes and models to a required standard as defined by the internal & external auditors and other governance bodies.
• Proactively identify and recommend process and practice improvement within the team.
• Maintain strong communication with stakeholders, following up as needed to ensure all requests are being actively addressed and/or status is being communicated.

Skills

SQL & scripting

Data analysis

Data visualization

Communication with stakeholders

Automation

Statistics

Education

Bachelor's degree in Information Technology, Computer Science or Business Administration

Tools

SQL Server

Power BI

Excel

Tableau

Python

R

Job description

Stifel Financial Corp. is seeking a Bank Data Analyst II – CECL & Credit Risk in Missouri to automate data extraction from core systems and integrate data into business applications.

You will serve as a subject matter expert for raw data sets and document data dependencies, supporting loss forecasting and management reporting. The role involves collaborating with Portfolio Managers, Underwriters, and IT to calibrate PD/LGD, implement Moody's tools, and ensure data integrity across risk models