Credit Risk & Appraisal Manager

Mountain Pacific Bancorp, Inc.; Everett (WA); Hybrid; USD 80,000 - 95,000; Full time

Benefits offered by this job

Bonus Opportunity

401(k) with matching contribution

Medical, dental, and vision insurance

Job summary

Mountain Pacific Bank in Everett, WA seeks a full-time Credit Administration Officer and Appraisal Manager to oversee appraisal and evaluation functions within credit risk management. The role supports portfolio quality, liquidity access, and sound credit decisions in a regulated banking environment.

The ideal candidate has a Bachelor’s degree in Finance/Accounting/Business and at least 5 years in banking or credit administration, with knowledge of commercial lending and collateral valuation.

Qualifications

• Bachelor’s degree in Finance, Accounting, Business, or equivalent experience.
• Minimum of 5 years of banking, credit administration, appraisal management, underwriting, or related experience.
• Experience with commercial lending, collateral valuation, reporting, or loan operations preferred.

Responsibilities

• Oversee real estate appraisal and evaluation process for commercial banking.
• Ensure compliance with FIRREA, USPAP, Interagency Appraisal Guidelines, and Bank policy.
• Maintain approved appraiser lists and monitor independence, licensing, insurance, and performance standards.
• Manage appraisal workflow systems, vendor relationships, bids, engagement letters, revisions, and delivery timelines.
• Underwrite and prepare recommendations for credit card requests, consumer loan requests, express loan requests, and other delegated credit products.
• Provide backup support within Credit Administration as needed.

Skills

Credit risk

Regulatory compliance

Data analysis

Communication

Education

Bachelor’s degree in Finance/Accounting/Business

5+ years banking/credit experience

Tools

Excel

Word

Outlook

Job description

Mountain Pacific Bank in Everett, WA seeks a full-time Credit Administration Officer and Appraisal Manager to oversee appraisal and evaluation functions within credit risk management. The role supports portfolio quality, liquidity access, and sound credit decisions in a regulated banking environment.

The ideal candidate has a Bachelor’s degree in Finance/Accounting/Business and at least 5 years in banking or credit administration, with knowledge of commercial lending and collateral valuation.