Credit Risk and Portfolio Management Analyst – 2nd Line of Defense

Busey Bank; Champaign (IL); On-site; USD 64,000 - 75,000; Full time

Benefits offered by this job

401(k) match

Profit sharing

Employee stock purchase plan

Paid time off

Medical insurance

Dental

Vision

Life insurance

Long-term disability

Flexible spending accounts

Job summary

Busey Bank is seeking a Credit Risk and Portfolio Management Analyst – 2nd Line of Defense to deliver accurate, timely reports to top executives. You will develop department-wide reporting across daily to quarterly cycles, leveraging nCino, Cognos, Power BI, and CoStar, to support loan portfolio risk management.

The role requires strong communication, analytical skills, and the ability to work independently while managing multiple tasks under time pressures.

Qualifications

• Bachelor’s degree in Business, Finance or related field.
• 5+ years of banking experience, preferably in commercial lending or credit analysis.
• Strong written and verbal communication skills.
• Proficient in Microsoft Office.
• Experience in report writing and data analytics.
• Knowledge of nCino and Axiom systems preferred.

Responsibilities

• Develop and publish daily, weekly, monthly and quarterly reports for leadership.
• Maintain working knowledge of systems such as nCino, Jack Henry, Cognos, Power BI and CoStar.
• Establish and maintain the commercial reporting page on The Vault to provide all necessary reporting.
• Assist all Model Risk Management initiative owned by Credit Administration.
• Create and monitor metrics at regional and corporate level to measure portfolio management performance.
• Collect economic data for Busey regions/markets and oversee preparation of quarterly economic report.
• Assist with developing and maintaining processes used for foregoing in accordance with loan policy/guidelines.
• Provide necessary credit information and reporting to other departments such as risk management and finance.
• Assist in other special projects as assigned.

Skills

Data analysis

Communication

Organization

Multi-tasking

Problem solving

Education

Bachelor’s degree in Business/Finance or related field

5+ years banking experience; preferably commercial lending or credit analysis

Tools

nCino

Axiom

Power BI

Cognos

Jack Henry

MS Office Suite

Job description

Position Summary

Position Summary The Credit Risk and Portfolio Management Analyst – 2nd Line of Defense will have the primary duty of providing accurate, timely, and succinct reports to the First Busey Chairman, Busey Bank President, Chief Credit Officer and Vice Chairman(s) of Credit to support the company’s portfolio and risk management efforts.

Duties & Responsibilities

• Develop, review and publish daily, weekly, monthly and quarterly reports for the Vice Chairman of Credit to disseminate pertinent information to the Chief Credit Officer and Busey Bank President to use in their loan portfolio management efforts
• Develop working knowledge of required systems such as nCino, Jack Henry, Cognos, Power BI and CoStar
• Establish and maintain the commercial reporting page on The Vault to provide all necessary reporting
• Assist all Model Risk Management initiative owned by Credit Administration
• Create and monitor metrics at regional and corporate level to measure portfolio management performance
• Collect economic data for Busey regions/markets and oversee preparation of quarterly economic report
• Assist with developing and maintaining the processes used for the foregoing in accordance with loan policy/guidelines
• Provide necessary credit information and reporting to other departments such as risk management and finance
• Assist in other special projects as assigned

Education & Experience

Knowledge of: Strong oral and written communication skills Strong data collection and analysis skills Strong organizational and project management skills

• Ability to: Multi-task and work independently
• Analyze and solve problems
• Take independent action within established guidelines and develop new procedures and approaches when needed
• Perform duties under frequent time pressures

• Education and Training: Requires Bachelor’s degree with a concentration in Business, Finance or related field
• Requires 5 or more years of banking experience; preferably commercial lending or credit analysis
• Requires proficient knowledge of Microsoft Office Suite
• Requires experience in report writing and data analytics
• Knowledge of nCino and Axiom systems preferred

Compensation and Benefits

Salary offered is based on factors, including but not limited to, the job duties, required qualifications and relevant experience, and local market trends. The role may be eligible for bonus or incentives based on company and individual performance. (Base Pay Range: $64,000 - $75,000/year)

Busey provides a competitive Total Rewards package in return for your time, talents, efforts and ultimately, results. Your personal and professional well-being—now and in the years to come—are important to us. Busey’s Total Rewards include a competitive benefits package offering 401(k) match, profit sharing, employee stock purchase plan, paid time off, medical, dental, vision, company-paid life insurance and long-term disability, supplemental voluntary life insurance, short-term and long-term disability, wellness incentives and an employee assistance program. In addition, eligible associates may take advantage of pre-tax health savings accounts and flexible spending accounts. Visit Busey Total Rewards for more information.

Equal Opportunity

Busey values a diverse and inclusive workplace and strives to recruit, develop and retain individuals with exceptional talent. A team with diverse talent, working together, is essential to Busey’s commitment of delivering extraordinary excellence. Busey is an Equal Opportunity Employer including Disability/Vets. Visit Busey.com/Careers to learn more about Busey’s Equal Opportunity Employment.

Location

Busey offers diverse employment opportunities - both remote and onsite in Arizona, Colorado, Florida, Illinois, Indiana, Kansas, Missouri, New Mexico, Oklahoma and Texas. We strive to place talent applicants in positions that fit both their skillset and career goals.

Culture

Every day, our associates live Busey’s core values, doing better business, building stronger relationships and creating thriving communities, while delivering meaningful value to shareholders.