Credit Risk Analytics Strategist

JPMorgan Chase; Wilmington (DE); On-site; USD 90,000 - 120,000; Full time

Job summary

JPMorgan Chase is seeking an Associate in Credit Risk Management to support Chase Card Services by delivering analytics and insights that inform risk decisions for co-brand portfolios and new product features. You will collaborate with Risk, Product, Marketing, and Technology teams to balance portfolio performance with business objectives and strengthen decision rules.

You will help identify risks and opportunities, translate analyses into actionable recommendations, and promote strong risk

Qualifications

• Bachelor’s degree in a quantitative discipline such as Finance, Statistics, Economics, Mathematics.
• Minimum 3 years of experience in consumer lending risk management and/or consumer banking project implementation.
• Strong analytical, interpretive, and problem-solving skills with ability to structure and execute analyses logically.
• Ability to translate complex analysis into practical solutions and concise, executive-ready presentations.
• Hands-on experience using SAS, SQL, or Python.

Responsibilities

• Monitor internal and external behavioral data and industry trends to continuously improve risk management processes.
• Identify and assess performance trends using statistical, data mining, and quantitative methods.
• Analyze and challenge the performance of key business initiatives, independently generating solutions and recommended actions.
• Conduct root cause analysis and translate findings into clear, actionable recommendations for senior leaders and stakeholders.
• Partner with cross-functional teams to support portfolio risk decision rules and ongoing enhancements.
• Lead and support initiatives end-to-end by defining problem statements, identifying risks and opportunities, securing stakeholder alignment, and driving delivery.
• Support development and maintenance of the risk management framework, helping ensure alignment to regulatory expectations.
• Prepare and present risk monitoring reports and insights to senior management and stakeholders.

Skills

Analytical skills

Problem solving

Executive communication

Independent decision making

Initiative

Education

Bachelor's degree in quantitative discipline

Tools

SAS

SQL

Python

Job description

JPMorgan Chase is seeking an Associate in Credit Risk Management to support Chase Card Services by delivering analytics and insights that inform risk decisions for co-brand portfolios and new product features. You will collaborate with Risk, Product, Marketing, and Technology teams to balance portfolio performance with business objectives and strengthen decision rules.

You will help identify risks and opportunities, translate analyses into actionable recommendations, and promote strong risk