Credit Risk Analytics Specialist - Hybrid (Miami)

bankunitedexternal; Town of Florida (NY); Hybrid; USD 90,000 - 120,000; Full time

Job summary

BankUnited is seeking a Credit Risk Analytics Analyst in a hybrid role based in Miami Lakes, FL. The incumbent will advance credit risk modeling, monitoring, and reporting through Moody's CMM, RiskCalc, MPA, and ZMDesk, while integrating results into capital planning and risk appetite frameworks.

The position requires strong Python skills, data integration capabilities, and experience in credit or market risk analytics, with responsibilities spanning end-to-end risk reporting and stress testing.

Qualifications

• 2+ years' experience in financial services analytics and modeling applied to credit risk or market risk.
• Experience with Python programming.
• Experience merging data from multiple databases and generating risk reports.

Responsibilities

• Own third-party vendor credit loss models for CRE and C&I; maintain model documentation.
• Become expert in Moody's CMM, RiskCalc, MPA, and ZMDesk; review model performance.
• Advance use of Moody's models to improve credit risk accuracy and stress testing.
• Lead quarterly and annual end-to-end stress testing; develop meaningful stress scenarios.
• Contribute to integration of risk results into capital planning, budgeting, and risk appetite.
• Generate periodic risk reports using Tableau, Excel, PowerPoint, and Word.

Skills

Python

Tableau

Credit risk modeling

Risk reporting

Data analysis

Communication

Education

Bachelor's degree in a quantitative discipline

Advanced degree (PhD or MSc) preferred

Tools

Tableau

Job description

BankUnited is seeking a Credit Risk Analytics Analyst in a hybrid role based in Miami Lakes, FL. The incumbent will advance credit risk modeling, monitoring, and reporting through Moody's CMM, RiskCalc, MPA, and ZMDesk, while integrating results into capital planning and risk appetite frameworks.

The position requires strong Python skills, data integration capabilities, and experience in credit or market risk analytics, with responsibilities spanning end-to-end risk reporting and stress testing.