Credit Risk Analyst II – Real Estate/Structured Credit

Citi; New York (NY); Hybride; USD 13 000 - 19 000; Plein temps

Résumé du poste

Citi in Mumbai, India, is seeking a Credit Analyst 2 to support the Structured Credit and Real Estate Underwriting (RESCU) team. The role focuses on managing a multi-billion-dollar portfolio of real estate assets across North America and involves Construction Financing, Guarantor Analysis, and Permanent Financing.

The Analyst will collaborate with Underwriting and Asset Management, review financials, monitor compliance, and assist with risk rating and policy initiatives.

Qualifications

• 3 to 6 years of credit, portfolio management or structuring experience in a financial institution, rating agency, financial guarantor, or asset management firm; structured credit/securitization experience is a plus
• Strong Microsoft Office skills. Modelling experience is a plus

Responsabilités

• Work proactively with the Underwriting team/ Asset Manager to ensure timely information flow/ communications among all internal stakeholders
• Review property-level financials (operating statements, rent rolls, NOI) and borrower/guarantor financial statements including REO exposure, to identify deteriorating trends and support portfolio reviews.
• Monitor the ongoing compliance of assigned deals with the documented financing terms and conditions, portfolio performance and financial triggers with the aim of identifying and mitigating credit risks. Assist with classification and risk rating processes, decisions and monitoring
• Monitor projects under development, including oversight of construction progress, budget tracking, draw reviews, execution risks, risk ratings, and annual reviews through completion and stabilization.
• Prepare annual credit approval and quarterly memos in a timely manner
• Assist with stress testing, concentration analysis, audits, risk ratings, and credit policy initiatives
• Maintain audit-ready credit files in line with WCR policies

Connaissances

Analytical Thinking

Credible Challenge

Financial Analysis

Governance

Policy

Procedure

Regulation

Risk Management Lifecycle

Outils

Microsoft Office

Modelling

Description du poste

Citi in Mumbai, India, is seeking a Credit Analyst 2 to support the Structured Credit and Real Estate Underwriting (RESCU) team. The role focuses on managing a multi-billion-dollar portfolio of real estate assets across North America and involves Construction Financing, Guarantor Analysis, and Permanent Financing.

The Analyst will collaborate with Underwriting and Asset Management, review financials, monitor compliance, and assist with risk rating and policy initiatives.