Credit Risk Analyst I – Commercial Lending

bellbank; North Dakota; On-site; USD 42,000 - 62,000; Full time

Job summary

Bell Bank is seeking a credit risk professional to manage commercial credit risk assessments. You will analyze borrower financial statements, assess risk, and prepare written evaluations for loan proposals and annual reviews.

The role requires independent judgment on risk, collaboration with commercial lending officers, and participation in loan committees as needed. 0–2 years of related experience in banking or credit analysis preferred.

Qualifications

• Bachelor's degree required in accounting, finance, business administration, agribusiness, or related field.

Responsibilities

• Spread and analyze financial statements and assess credit feasibility.
• Prepare independent credit evaluations for new, renewal or modification proposals and annual reviews.
• Identify trends to assess credit risks and monitor loan quality.

Skills

Loan documentation

Written communication

Computer proficiency

Multitasking

Time management

Education

Bachelor's degree in accounting/finance/business/agribusiness

Job description

Bell Bank is seeking a credit risk professional to manage commercial credit risk assessments. You will analyze borrower financial statements, assess risk, and prepare written evaluations for loan proposals and annual reviews.

The role requires independent judgment on risk, collaboration with commercial lending officers, and participation in loan committees as needed. 0–2 years of related experience in banking or credit analysis preferred.