Credit Risk Analyst — AI-Powered AR & Credit Strategy

Paycom - ATS; North Belle Vernon (PA); On-site; USD 55,000 - 75,000; Full time

Job summary

Guttman Energy is seeking a Credit Analyst to manage credit risk, analyze financial statements, and collect outstanding AR across assigned accounts. You will interpret credit data, set lines of credit, and monitor payment performance.

This role collaborates with Sales and other internal teams, uses AI-supported tools, and requires strong analytical skills, attention to detail, and excellent communication. Full-time on-site position based in Pennsylvania.

Qualifications

• Bachelor’s degree (B.A. or B.S.) or equivalent work experience.
• 2 years’ experience in financial statement analysis, credit, or accounts receivable.
• Strong analytical ability and attention to detail.
• Excellent written and verbal communication.
• Experience with security instruments, knowledge of US Bankruptcy Code.

Responsibilities

• Perform financial statement analysis and generate credit metrics.
• Maintain AR collections and monitor delinquency.
• Set credit lines and terms of sale with sales staff.
• Utilize AI solutions for credit decisioning.
• Collaborate with internal teams on order-to-cash issues.
• Prepare monthly department reporting and metrics.

Skills

Financial statement analysis

Credit risk management

Accounts receivable

Analytical thinking

Communication skills

Attention to detail

Team collaboration

Education

Bachelor’s degree or equivalent

Tools

GP Dynamics

Microsoft Office

Excel

PowerPoint

Word

Job description

Guttman Energy is seeking a Credit Analyst to manage credit risk, analyze financial statements, and collect outstanding AR across assigned accounts. You will interpret credit data, set lines of credit, and monitor payment performance.

This role collaborates with Sales and other internal teams, uses AI-supported tools, and requires strong analytical skills, attention to detail, and excellent communication. Full-time on-site position based in Pennsylvania.