Credit Risk Analyst

Insight Global

White Marsh (MD)

On-site

USD 110,000 - 130,000

Full time

14 days+

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Job summary

A leading staffing agency is seeking a Senior Risk Analyst in White Marsh, MD. The role involves developing credit risk strategies using advanced analytical tools like SAS and Python. Candidates should have at least 4 years of experience in credit risk management, with strong technical skills in data analysis and proficiency in MS Office, especially Excel. Competitive salary range of $110,000 to $130,000 based on experience is offered.

Qualifications

4+ years of credit risk management experience required.
Experience in consumer lending and knowledge of regulatory matters desired.
Strong technical skills with advanced Excel required.

Responsibilities

Develop and maintain credit risk and analytical strategies.
Conduct evaluation of lending decisions and marketing outreach.
Update the executive team on the impact of new strategies.

Skills

Credit risk management experience

Customer acquisition/underwriting strategy development

SAS

SQL

Python

MS Office Suite

Job description

This range is provided by Insight Global. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Base pay range

$110,000.00/yr - $130,000.00/yr

Direct message the job poster from Insight Global

Required qualifications

4+ years of credit risk management experience with 1+ year of customer acquisition/underwriting strategy development experience in the digital/online space
Experience in the consumer lending/financial services industry with working knowledge of regulatory matters related to consumer lending and consumer loan policies and procedures
Advanced knowledge of SAS, SQL, or similar tools
Proficient in Python, R, or similar tools
Strong technical skills with MS Office Suite, expert in Excel (pivots, advanced formulas, macros)
Ability to articulate complex information in understandable terms to various audiences by way of presentations, reports, or other communication mediums
Strong analytical, problem-solving, organizational, and project administration skills

Preferred qualifications

Experience in fraud strategy or bank transaction data

Position Summary

We are seeking a Senior Risk Analyst to sit in White Marsh, MD. This individual will be responsible for:

Key Responsibilities

Use advanced modeling, statistical techniques, and tools such as SAS, R, and Python to develop and maintain credit risk, response, behavior, and analytical strategies that will optimize lending decisions across channels.
Conduct evaluation and validation of lending decisions and marketing outreach across channels, utilizing approaches and enhanced segmentation to optimize approval and advance assignment strategies.
Design tests and champion and/or challenge strategies to continuously evaluate new opportunities to improve volume/credit risk trade-offs.
Maintain up-to-date inventory and chronology of underwriting strategies.
Update executive team on the impact of new strategies on the company’s performance. Manage portfolio performance to risk appetite.
Ensure new bookings adhere to lifetime return expectations, are in line with the company’s Risk Appetite, and are in tight alignment with the company’s funding strategy objectives.
Prepare risk reports through compiling, monitoring and analyzing data and key trends, and writing routine reports.
Partner cross-functionally to ensure Policies & Procedures and the company’s servicing system controls are in place to support development and maintenance of underwriting strategies.
Represent Risk Department in cross-functional projects and partner across the organization to execute on other key business priorities.
Lead projects as assigned. Plan tasks of team members and manage resources to ensure successful and timely execution of project goals.
Act as a resource to team members by sharing knowledge and working shoulder to shoulder to provide guidance.
May perform additional functions depending on market demand and staffing to provide consistent quality customer service