Credit Risk Analyst

Selby Jennings; Atlanta (GA); On-site; USD 70,000 - 90,000; Full time

Job summary

A leading recruitment firm is looking for a Recruitment Consultant specializing in Risk and Analytics in Atlanta, Georgia. The ideal candidate will manage the digital acquisition strategy and analyze credit trends to support business objectives. This mid-senior level role requires analytical skills, experience in consumer credit risk, and proficiency in tools like SAS and SQL. Excellent communication and collaboration skills are essential. The position is full-time and offers opportunities to present to executive leadership.

Qualifications

• 1-2 years of relevant consumer credit risk experience.
• Solid working knowledge of analytical and coding tools.
• Understanding of profit drivers and P&L.

Responsibilities

• Manage digital acquisition strategy using internal and external data.
• Monitor digital portfolio quality and analyze performance.
• Develop credit risk presentations for leadership.

Skills

Analytical skills

Collaboration

Problem-solving skills

Communication skills

SAS

SQL

Python

Tableau

Education

Bachelor's or master's degree in a related business field

Job description

Recruitment Consultant @ Selby Jennings - Risk and Analytics

The Credit Risk Analyst will be responsible for managing digital acquisition strategy while continuously analyzing credit trends, making recommendations to leadership, and supporting projects that span all aspects of credit risk. This position requires a blend of strategic thinking, quantitative analytics, and financial acumen, along with strong collaboration skills to ensure credit risk policies and broader business objectives are achieved. The successful candidate will have a solid understanding of unsecured consumer lending, with particular emphasis on digital acquisitions, pricing, and reporting.

Primary Responsibilities

• Monitor and manage digital acquisition strategy using internal and external data sources, including marketing and credit data.
• Drive vigilant digital portfolio monitoring through review of asset quality reporting, delinquency and loss performance, key industry trends, peer benchmarking, and the regulatory landscape.
• Develop and present periodic credit risk presentations to executive leadership and risk committees.
• Support the implementation of digital risk management models.

Qualifications

• A bachelor's or master's degree in a related business field is strongly preferred.
• 1-2 years of relevant consumer credit risk experience in consumer credit cards; cross functional experience (acquisitions, loss forecasting, marketing, pricing, profitability analytics, etc.) is a plus.
• Solid working knowledge of SAS, SQL, Python, Tableau, or other analytical/coding tools.
• Strong analytical, interpretive, collaborative, and problem-solving skills, with the ability to develop practical, common-sense solutions to complex business challenges.
• P&L knowledge and understanding of key profit drivers.
• Excellent written and verbal communication skills, with the ability to convey actionable and understandable business intelligence.

Seniority Level

• Mid-Senior level

Employment type

• Full-time

Job function

• Finance