Credit Risk Analyst

Socket.dev; Kansas City (MO); On-site; USD 65,000 - 85,000; Full time

Benefits offered by this job

Hybrid work: 4 days in office, 1 day @

Job summary

StoneX is hiring a Credit Risk Analyst to support broker-dealer operations. You will perform credit assessments, set limits for a portfolio including Investment Advisors, Banks, and financial institutions, and help develop reporting and system projects for risk decisions.

Responsibilities include annual reviews, daily exposure monitoring, building risk reports, and ensuring regulatory adherence. 4 days in office, 1 day remote, with collaboration across Risk & Legal teams.

Qualifications

• Bachelor’s Degree (Business, Finance, Accounting or Mathematics preferred).
• 0-3 years of Credit or related financial experience.
• Financial statement or credit analysis experience, preferably in financial markets.
• Exposure to financial institutions: Registered Investment Advisors, Broker Dealers, Banks, Insurance companies, municipalities, or financial funds.
• Working knowledge of operations and settlement procedures for regulated financial institutions.
• Knowledge of financial institutions regulatory rules and procedures.
• Familiarity with network, database or AI technologies is desired.
• Strong organizational, analytical, and problem-solving skills.
• Strong written and verbal communication and presentation skills.
• Experience with credit risk management tools and techniques.
• Understanding of investment products.
• Must be authorized to work in the US for any employer.

Responsibilities

• Perform annual reviews and ongoing surveillance of financial institutions.
• Establishes appropriate limits to allow financial trading, settlement and clearing.
• Monitor and manage credit exposures daily to ensure compliance within established limits.
• Build and sustain professional relationships with both internal and external customers.
• Ability to work and manage job responsibilities in a fast-paced environment.
• Develop reporting tools necessary to support risk monitoring and improve department efficiencies.
• Understand and uphold any regulatory procedures and practices.
• Negotiate financial securities agreements including MRA, GMRA, MSLA, MSFTA
• Collaborate with the Risk & Legal teams to resolve collection issues.
• Provides monthly credit reporting to Risk Management Committee.
• Ensure compliance with regulatory requirements and internal policies.
• Maintain prompt and regular attendance.
• This list of duties and responsibilities is not intended to be all-inclusive and can be expanded to include other duties or responsibilities that management deems necessary.

Skills

Analytical skills

Written and verbal communication

Problem solving

Organizational skills

Regulatory knowledge

Credit risk tools

Investment products understanding

Education

Bachelor's degree in Business, Finance, Accounting or Mathematics

Tools

Credit risk management tools

Finance databases

AI technologies familiarity

Job description

Overview

Connecting clients to markets – and talent to opportunity

With 4,300 employees and over 400,000 retail and institutional clients from more than 80 offices spread across five continents, we’re a Fortune-100, Nasdaq-listed provider, connecting clients to the global markets – focusing on innovation, human connection, and providing world-class products and services to all types of investors.

At StoneX, we offer you the opportunity to be part of an institutional-grade financial services network that connects companies, organizations, and investors to the global markets ecosystem. As a team member, you'll benefit from our unique blend of digital platforms, comprehensive clearing and execution services, personalized high-touch support, and deep industry expertise. Elevate your career with us and make a significant impact in the world of global finance.

Business Segment Overview:

Corporate:Engage in a deep variety of business-critical activities that keep our company running efficiently. From strategic marketing and financial management to human resources and operational oversight, you’ll have the opportunity to optimize processes and implement game-changing policies.

#LI-OnSite

Responsibilities

Position purpose: Seeking motivated person to join the Credit Risk team supporting our broker dealer operations. Credit Risk Analyst will be responsible for performing credit assessments and setting limits for a portfolio of Investment Advisors, Broker Dealers, Banks, Insurance companies and other financial institutions, and support the Credit Risk team in the development and implementation of reporting and system projects to guide risk decisions and drive efficiencies throughout the organization.

Responsibilities:

• Perform annual reviews and ongoing surveillance of financial institutions.
• Establishes appropriate limits to allow financial trading, settlement and clearing.
• Monitor and manage credit exposures daily to ensure compliance within established limits.
• Build and sustain professional relationships with both internal and external customers.
• Ability to work and manage job responsibilities in a fast-paced environment.
• Develop reporting tools necessary to support risk monitoring and improve department efficiencies.
• Understand and uphold any regulatory procedures and practices.
• Negotiate financial securities agreements including MRA, GMRA, MSLA, MSFTA
• Collaborate with the Risk & Legal teams to resolve collection issues.
• Provides monthly credit reporting to Risk Management Committee.
• Ensure compliance with regulatory requirements and internal policies.
• Maintain prompt and regular attendance.
• This list of duties and responsibilities is not intended to be all-inclusive and can be expanded to include other duties or responsibilities that management deems necessary.

Qualifications

Qualifications:

• Bachelor’s Degree (Business, Finance, Accounting or Mathematics preferred).
• 0-3 years of Credit or related financial experience.
• Financial statement or credit analysis experience, preferably in financial markets.
• Exposure to financial institutions: Registered Investment Advisors, Broker Dealers, Banks, Insurance companies, municipalities, or financial funds.
• Working knowledge of operations and settlement procedures for regulated financial institutions.
• Knowledge of financial institutions regulatory rules and procedures.
• Familiarity with network, database or AI technologies is desired.
• Strong organizational, analytical, and problem-solving skills.
• Strong written and verbal communication and presentation skills.
• Experience with credit risk management tools and techniques.
• Understanding of investment products.
• Must be authorized to work in the US for any employer.

Work mode: 4 days in the office, 1 day at home.