Credit Risk Analyst

StoneX Group Inc.; Kansas City (MO); Hybrid; USD 70,000 - 100,000; Full time

Job summary

StoneX Group Inc. is seeking a Credit Risk Analyst to support its broker-dealer operations. The role involves performing credit assessments, setting limits, and monitoring exposures across a diverse financial client base.

You'll join a skilled Risk team and contribute to reporting projects, risk decision guidance, and process improvements in a fast-paced institutional environment. A Bachelor’s degree and up to 3 years of relevant experience are preferred.

Qualifications

• Bachelor’s Degree (Business, Finance, Accounting or Mathematics preferred).
• 0-3 years of Credit or related financial experience.
• Financial statement or credit analysis experience, preferably in financial markets.
• Exposure to financial institutions: RIAs, Broker Dealers, Banks, Insurance companies, municipalities, or financial funds.
• Working knowledge of operations and settlement procedures for regulated financial institutions.
• Knowledge of financial institutions regulatory rules and procedures.
• Familiarity with network, database or AI technologies is desired.
• Strong organizational, analytical, and problem-solving skills.
• Strong written and verbal communication and presentation skills.
• Experience with credit risk management tools and techniques.
• Understanding of investment products.
• Must be authorized to work in the US for any employer.

Responsibilities

• Perform annual reviews and ongoing surveillance of financial institutions.
• Establishes appropriate limits to allow financial trading, settlement and clearing.
• Monitor and manage credit exposures daily to ensure compliance within established limits.
• Build and sustain professional relationships with both internal and external customers.
• Ability to work and manage job responsibilities in a fast-paced environment.
• Develop reporting tools necessary to support risk monitoring and improve department efficiencies.
• Understand and uphold regulatory procedures and practices.
• Negotiate financial securities agreements including MRA, GMRA, MSLA, MSFTA.
• Collaborate with the Risk & Legal teams to resolve collection issues.
• Provide monthly credit reporting to Risk Management Committee.
• Ensure compliance with regulatory requirements and internal policies.
• Maintain prompt and regular attendance.
• This list of duties and responsibilities is not intended to be all-inclusive.

Skills

Credit risk analysis

Financial analysis

Regulatory knowledge

Investment products knowledge

Communication skills

Problem solving

Financial institutions exposure

Analytical skills

Attention to detail

Education

Bachelor's degree in Business/Finance/Accounting/Mathematics

Tools

Credit risk tools

Regulatory procedures knowledge

Networking/SQL basics

AI awareness

Job description

Overview

Connecting clients to markets – and talent to opportunity

With 4,300 employees and over 400,000 retail and institutional clients from more than 80 offices spread across five continents, we’re a Fortune-100, Nasdaq-listed provider, connecting clients to the global markets – focusing on innovation, human connection, and providing world-class products and services to all types of investors.

Overview

Connecting clients to markets – and talent to opportunity

With 4,300 employees and over 400,000 retail and institutional clients from more than 80 offices spread across five continents, we’re a Fortune-100, Nasdaq-listed provider, connecting clients to the global markets – focusing on innovation, human connection, and providing world-class products and services to all types of investors.

At StoneX, we offer you the opportunity to be part of an institutional-grade financial services network that connects companies, organizations, and investors to the global markets ecosystem. As a team member, you'll benefit from our unique blend of digital platforms, comprehensive clearing and execution services, personalized high-touch support, and deep industry expertise. Elevate your career with us and make a significant impact in the world of global finance.

Business Segment Overview

Corporate: Engage in a deep variety of business-critical activities that keep our company running efficiently. From strategic marketing and financial management to human resources and operational oversight, you’ll have the opportunity to optimize processes and implement game-changing policies.

Position purpose

Seeking motivated person to join the Credit Risk team supporting our broker dealer operations. Credit Risk Analyst will be responsible for performing credit assessments and setting limits for a portfolio of Investment Advisors, Broker Dealers, Banks, Insurance companies and other financial institutions, and support the Credit Risk team in the development and implementation of reporting and system projects to guide risk decisions and drive efficiencies throughout the organization.

Responsibilities

• Perform annual reviews and ongoing surveillance of financial institutions.
• Establishes appropriate limits to allow financial trading, settlement and clearing.
• Monitor and manage credit exposures daily to ensure compliance within established limits.
• Build and sustain professional relationships with both internal and external customers.
• Ability to work and manage job responsibilities in a fast-paced environment.
• Develop reporting tools necessary to support risk monitoring and improve department efficiencies.
• Understand and uphold any regulatory procedures and practices.
• Negotiate financial securities agreements including MRA, GMRA, MSLA, MSFTA
• Collaborate with the Risk & Legal teams to resolve collection issues.
• Provides monthly credit reporting to Risk Management Committee.
• Ensure compliance with regulatory requirements and internal policies.
• Maintain prompt and regular attendance.
• This list of duties and responsibilities is not intended to be all-inclusive and can be expanded to include other duties or responsibilities that management deems necessary.

Qualifications

• Bachelor’s Degree (Business, Finance, Accounting or Mathematics preferred).
• 0-3 years of Credit or related financial experience.
• Financial statement or credit analysis experience, preferably in financial markets.
• Exposure to financial institutions: Registered Investment Advisors, Broker Dealers, Banks, Insurance companies, municipalities, or financial funds.
• Working knowledge of operations and settlement procedures for regulated financial institutions.
• Knowledge of financial institutions regulatory rules and procedures.
• Familiarity with network, database or AI technologies is desired.
• Strong organizational, analytical, and problem-solving skills.
• Strong written and verbal communication and presentation skills.
• Experience with credit risk management tools and techniques.
• Understanding of investment products.
• Must be authorized to work in the US for any employer.

Work mode: 4 days in the office, 1 day at home.