Credit Risk Analyst

Guidehouse; Arlington (VA); On-site; USD 98,000 - 163,000; Full time

Benefits offered by this job

Medical, Rx, Dental & Vision Insurance

401(k) Retirement Plan

Mobility Stipend

Job summary

Guidehouse seeks a data-driven analyst to support lender oversight, risk monitoring and portfolio analytics in a management consulting context. You will work with the Enterprise Data Warehouse, predictive scoring, and Tableau dashboards to deliver risk reports and insights for client leadership.

The role requires 3–5 years in financial data analysis, plus experience building statistical and econometric models. Washington, DC client-site work is expected.

Qualifications

• Bachelor's degree in business, finance, economics, mathematics, statistics or related field.
• 3–5 years of experience in financial data analysis / financial services consulting.
• Experience in developing statistical/econometric/cash flow models in credit analytics.

Responsibilities

• Assist analytical efforts around lender oversight, risk monitoring, and portfolio analytics.
• Leverage enterprise data warehouse, predictive scoring, Tableau dashboards and risk reporting.
• Prepare ad hoc and periodic client reports with data sources and methodologies.
• Collect, test, clean and integrate data from multiple systems and summarize findings in memos and charts.

Skills

Financial data analysis

Credit analytics

Statistical modeling

Econometric analysis

Data analysis

Quantitative analysis

Communication skills

Team collaboration

Ad hoc reporting

Education

Bachelor's degree in business, finance, economics, mathematics, statistics

Tools

R

Python

MATLAB

Tableau

Job description

Job Family

Management Consulting

Travel Required

None

Clearance Required

Ability to Obtain Public Trust

What You Will Do

• Assisting the analytical efforts around lender oversight, risk monitoring, and portfolio analytics.
• Employ the use of sound economic theories, statistical methods and risk modeling techniques in credit analytics by leveraging/building/providing (1) Enterprise Data Warehouse (2) Predictive scoring environment, (3) Tableau Business Intelligence dashboards, (4) Risk analytics and lender performance reporting, (5) Ad hoc reporting and analysis capabilities.
• Responsibilities also include performing ad hoc and periodic reporting (e.g. monthly, quarterly, annual) for client leadership and stakeholders, and documenting quality checks, data sources and methodologies performed and used during such reporting.
• The work may also require to collect, test, clean and combine data from multiple systems and assess data quality, consistency, and completeness and summarize statistical findings and provide written products of various types, including tables, charts, short summaries, as well as longer analytical memos and model documentation.

What You Will Need

• Ability to OBTAIN and MAINTAIN a Federal or DoD Public Trust; Candidates with an ACTIVE PUBLIC TRUST or SUITABILITY are preferred
• Must be a US Citizen due to nature of client engagements
• Bachelor’s degree in business, finance, economics, mathematics, statistics or in a related field.
• Three (3) to Five (5) Years of experience in financial data analysis / financial services consulting.
• Demonstrated experience in developing statistical, econometric and/or cash flow models in the credit analytics space and ability to apply academic research to econometric and modeling issues and present concise explanations of output.
• Must be able to work from Client office in Washington, DC at least Three (3) days a week.

What Would Be Nice To Have

• Expertise in applying statistical approaches including, but not limited to, ordinary least squares (OLS), logistic regression and survival models.
• Proficiency with at least one statistical analytic tool such as R, Python or MATLAB.
• Minimum of 3 years of related experience in Loan analysis, credit analytics and portfolio management.
• Experience with Big4/Consulting experience.
• Familiarity with Small Business Administration (SBA) Loan Rules around eligibility, collateral management, and underwriting requirements.
• Experience with running statistical jobs in a cloud environment, such as the AWS.
• Experience drafting reports on various economic and financial topics for internal and external audiences.
• Ability to work with in a team with varying skill and knowledge levels.
• Strong verbal and written communication skills.
• Ability to handle multiple tasks under tight deadlines.

The annual salary range for this position is $98,000.00-$163,000.00. Compensation decisions depend on a wide range of factors, including but not limited to skill sets, experience and training, security clearances, licensure and certifications, and other business and organizational needs.

What We Offer

Guidehouse offers a comprehensive, total rewards package that includes competitive compensation and a flexible benefits package that reflects our commitment to creating a diverse and supportive workplace.

Benefits Include

• Medical, Rx, Dental & Vision Insurance
• Personal and Family Sick Time & Company Paid Holidays
• Position may be eligible for a discretionary variable incentive bonus
• Parental Leave and Adoption Assistance
• 401(k) Retirement Plan
• Basic Life & Supplemental Life
• Health Savings Account, Dental/Vision & Dependent Care Flexible Spending Accounts
• Short-Term & Long-Term Disability
• Student Loan PayDown
• Tuition Reimbursement, Personal Development & Learning Opportunities
• Skills Development & Certifications
• Employee Referral Program
• Corporate Sponsored Events & Community Outreach
• Emergency Back-Up Childcare Program
• Mobility Stipend

About Guidehouse

Guidehouse is an Equal Opportunity Employer–Protected Veterans, Individuals with Disabilities or any other basis protected by law, ordinance, or regulation.

Guidehouse will consider for employment qualified applicants with criminal histories in a manner consistent with the requirements of applicable law or ordinance including the Fair Chance Ordinance of Los Angeles and San Francisco.

If you have visited our website for information about employment opportunities, or to apply for a position, and you require an accommodation, please contact Guidehouse Recruiting at 1-571-633-1711 or via email at [e-mail]. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodation.

All communication regarding recruitment for a Guidehouse position will be sent from Guidehouse email domains including @guidehouse.com or [e-mail]. Correspondence received by an applicant from any other domain should be considered unauthorized and will not be honored by Guidehouse. Note that Guidehouse will never charge a fee or require a money transfer at any stage of the recruitment process and does not collect fees from educational institutions for participation in a recruitment event. Never provide your banking information to a third party purporting to need that information to proceed in the hiring process.

If any person or organization demands money related to a job opportunity with Guidehouse, please report the matter to Guidehouse’s Ethics Hotline. If you want to check the validity of correspondence you have received, please contact [e-mail]. Guidehouse is not responsible for losses incurred (monetary or otherwise) from an applicant’s dealings with unauthorized third parties.

Guidehouse does not accept unsolicited resumes through or from search firms or staffing agencies. All unsolicited resumes will be considered the property of Guidehouse and Guidehouse will not be obligated to pay a placement fee.