Credit Risk Analysis Manager - Auto & Other Secured

Boeing Employees Credit Union; South Carolina; Hybrid; USD 97,000 - 182,000; Full time

Job summary

Join a leading financial institution as a Credit Risk Analysis Manager, overseeing lending portfolios and shaping credit risk frameworks. Utilize your analytical skills to drive innovation and ensure financial strength while enjoying competitive pay and benefits.

Benefits

Medical Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

401(k)

Employer-funded retirement plans

Paid Time Off

Paid Holidays

Qualifications

• At least 7 years of credit risk analytics experience.
• Strong data collection, analysis, and team-building abilities.

Responsibilities

• Oversee the health of Auto & Other Secured lending portfolios.
• Analyze portfolio performance to identify risks and opportunities.
• Lead departmental projects and mentor junior staff.

Skills

SAS

SQL

Python

Tableau

PowerBI

Data Collection

Analysis

Team Building

Project Management

Education

Bachelor's degree in a quantitative or business field

Job description

Introduction

Is it surprising to hear that a financial institution with 1.5 million members and over $30 billion in managed assets emphasizes that success comes from focusing on people, not profits? Since 1935, our "people helping people" philosophy has guided us, demonstrating our commitment to serving members, communities, and colleagues. Joining our team means becoming part of a purpose-driven organization where your work makes a real difference.

While proud of our history, we are excited about the future, with upcoming business and technology transformations making now an excellent time to join BECU.

Pay Range

The target annual pay range for this position is $125,700 - $153,600, with a full range of $97,400 - $181,800. Compensation decisions are based on skills, experience, and education. Offers will consider individual qualifications. Additional performance-based incentives are available, with targets varying by role.

Benefits

Employees and eligible family members have access to benefits such as medical, dental, vision, life insurance, disability, AD&D, flexible spending accounts, HSA, 401(k), and employer-funded retirement plans. Newly hired employees accrue 6.16 hours of PTO per pay period (up to 160 hours annually) and receive ten paid holidays. More details are available on our benefits page.

Impact You’ll Make

As the Credit Risk Analysis Manager, you will oversee the health of our Auto & Other Secured lending portfolios, using your analytical skills to identify risks and opportunities. Your leadership will uphold strong governance, foster innovation, and shape credit risk frameworks, ensuring financial strength and enhancing member-focused lending experiences.

Residency Requirement: Candidates must reside in WA, OR, ID, AZ, TX, SC, or GA. WA residents near Tukwila HQ are encouraged to work onsite Tuesdays & Wednesdays. Others may work remotely, with engagement and inclusion priorities maintained.

What You’ll Do

• Investigate & Validate Processes: Review risk management practices using data and team input.
• Analyze Risk & Opportunities: Examine portfolio performance to identify risks and opportunities.
• Monitor & Improve Strategy Effectiveness: Use statistical models to evaluate and enhance credit risk strategies.
• Optimize Scorecard Usage: Refine scorecards used across various credit processes.
• Communicate Insights: Present findings clearly to senior leadership for decision-making.
• Present to Committees: Share risk updates and recommendations as needed.
• Shape Risk Appetite: Collaborate with leaders to evolve risk strategies.
• Drive Initiatives & Mentorship: Lead departmental projects and mentor junior staff.
• Document Procedures & Manage Vendors: Keep documentation current and oversee vendor relationships.
• Support Reporting & Audits: Ensure accurate reporting and audit readiness.
• Promote Advocacy & Contribute Broadly: Engage in initiatives that support employees and members, taking on additional duties as required.

This role is about making a meaningful impact at BECU, with opportunities for growth and contribution.

What You’ll Gain

• Combine analytical skills and storytelling to drive smarter decisions.
• Design strategies that deliver value to members.
• Mentor others and foster team success.
• Engage with leadership and stakeholders, expanding influence.

Qualifications

Minimum:

• Bachelor's degree in a quantitative or business field.
• At least 7 years of credit risk analytics experience.
• Proficiency in SAS, SQL, Python, and presentation tools like Tableau or PowerBI.

Desired:

• Advanced degree preferred.
• Experience in auto or secured credit risk analytics.
• Financial industry experience and portfolio performance analysis skills.
• Strong data collection, analysis, and team-building abilities.
• Excellent project management skills.

Join the Journey

Ready to make an impact? Join a collaborative, innovative team where your contributions fuel growth and success. This is an opportunity to elevate your career and skills while contributing to BECU’s technological and organizational excellence. Apply now and start your journey of influence and innovation with us. #BECU #YourGrowth #BECUJourney

EEO Statement: BECU is an equal opportunity employer. All qualified applicants will receive consideration regardless of race, color, religion, sex, national origin, veteran status, disability, sexual orientation, or gender identity.